Words of affirmation are so prevalent, important, and powerful but yet subtle, so subtle that we don’t even notice it being the underlining governor in our minds and in our life’s experiences. Words of affirmation have conditioned us in ways that most people have not even considered in their adult years.

For instance, we have been conditioned from school, through things like mathematics, to create problems for ourselves over and over again. Through all of the different equations we had to find to solve all of the many problem-solving questions that math teachers gave their students, and still are giving them today… we have been conditioned to create problems for ourselves. This can be turned into good if it forces us to find solutions to where our attention and focus are more steered toward solutions but unfortunately with the mental overwhelming of mind activity, and lack of concentration, we focus more on the problems and create more problems for ourselves.

But on a subconscious level we have seen the words “Problem Solving” so much in our youth that we have hardwired our brains to search out and notice problems just to solve them for the chemical rush of being right, which can put us in a state to refining our skills in that area. But most schools, at the same time of flooding students with problems to solve, have numerous intellectual commitments, assignments, test, exams, essay papers and many other things that keep the mind at a constant turbulent multi tasking state.

This unfortunately makes it harder for kids to realize and expand their talents and concentration skills and interest because they are mentally tired from all of the requirements of problem solving. Whenever things seem to be going right, the minds is conditioned to seek out a problem that is hidden and the world respond and bring us situations to deal with that we interpret as problems to solve.

Not a lot of attention was put into concentration, contemplation, mental rehearsal and imagination. More of the attention was on problem solving and measuring apartness and separation and calculating reactions and implementing solutions. This can be effective if used rightly but we fail to ascend from the problematic limited way of thinking to the expressions of creativity, abundance and infinite possibilities ways of thinking.

This same mentality has creeped into the minds of most adults and the word job is the new school for problem solving mechanisms using some form of “work”. We have forgotten unconditional love and hardwired our families to be computers to survive in this tough financial problem solving society.

The love has been striped out of families for survival because on an unconscious level we have prepared and organized our brains to seek out problems to solve without us even knowing it which cripples the idea of enhancing and refining our skill to strategies and master challenges in a subconscious and automatic implicit way for a desired outcome using concentration and pure powerful thinking.

We seem to have been stuck in a problem-seeking mode and when we get overwhelmed we go on vacation with the family to catch up on expressing love and life. Our spirit guide knows that it needs love to continue life’s full expression rather our minds allow it or not. This is what creates the imbalance in our wholeness because our intent in mind is different than our intent in heart.

We have been programmed to survive and as parents we sometimes see our kids as motivation to survive which works for a while but you naturally need to Love, Love and Love first. Seek the way of the creator first and your needs will be meet. But we have been delivered from youth, certain problematic words of affirmation in our DNA unconsciously, that has implicitly become our automatic behaviors and ways of thinking.

Love and life has become secondary to surviving. What a tiresome way of living life. Oh lets survive by getting a job, paying bills and keeping a roof over our heads, food on the table and clothes on our backs and then when we have time we will pay attention to one another.

I am explaining the high maintenance family who is conditioned to work, work and work to live and find time to play in between some how. They are prime examples of the conditioning of creating problems over and over again to have to deal with when our minds cannot consciously manage all of the problems we have created with the constant exposure to problematic words of affirmation.

The people who master these problem-solving techniques become our leaders in government, education, media and mainstream. They set the tone and reinforce a system that creates a world of chaos and limitations because all the problems are based on limitation, apartness, labels and division and we have identified our selves and who we think we are with our ability to solve problems.

This is why the entrepreneur world is so big because there are so many problems and an entrepreneur is no more than some one who solves problems and address needs for people for a profit. Helping the needy has become life’s purpose because the parasite exists in the minds of the poverties but Christ consciousness is the keys to full fill this gap. There are many needs in this world because the adversary, through mind, has kept the knowledge away from us of how to create abundance instead of limitations.

From the jump early school systems painted the picture of education that they wanted us to see so that we will live a life of trading time in for ends meet. They know time is limited, which is a problem for us, if that is what you have to rely on to survive. They have mentally equipped us to be in a rat race of specific problems that we had no part in creating. We are at the bottom of the employee food chain acting out as parts of the equation that the successful problem solver has put in place and created a business out of.

This may seem all to coincidental or distant for a lot of people but I assure you if you look deeper you will see that the underlining words of affirmation that has been hardwired in our intellect corresponds equally to

what we believe and what we manifest in our present reality.

The very few wealthy people in the world have surpassed this limited way of thinking and they see that there are no limitation problems in the now. They see what most people label as problems as challenges that they have learned to graciously overcome. They have implanted into their memory program a new set of words of affirmation. Affirmations are so effective in our lives rather we are affirming abundance or limitation. Whatever you organize your brain to tell you is what it will produce.

Most people do not realize that words of affirmation works on an unconscious level in a very big way. Our unconscious thoughts produce measurable changes in our physiology but most people are not aware of the unconscious thinking in their heads. If you are worrying about some future moment in the back of your head and you can’t consciously remember exactly what it is your worrying about at that moment, you are affirming some form of words that have been planted in your subconscious.

We have been conditioned by time to treat the present moment as a problem or an obstacle that needs to be over come. Some how we have gotten stuck in the “oh no its another problem” mode. The idea of no problems but only challenges and solutions starts to make your brain works differently but that different feeling is the unknown. The familiar is so seductive because we can relate to what a problem feels like.

PEACE AFFIRMATIONS

We have not hardwired our brain to experience a reflection of paradise with ultimate peace and only love because of the parasite in our mind that keeps the past alive. Every time we think there is no problems, the body and mind conditioned past finds a problem. Christ tried to present us another way of living when he implied to his followers that they should live like nature. He said look at the lilies and the birds. See how they grow with no stress or toil. You can live like that too.

The only way we can live like that is through the thoughts we choose to focus on in this moment. In order to live like the lily your thoughts has to be natural and clear like the growth of the lily. We must allow life to be freely with an attitude of peace and wholeness no matter what the present circumstance. This action creates a reaction of peace in the future.

The karma for a natural flower is natural beauty because it’s action and reaction is natural with no distress and rooted in love. It takes in just enough solar energy and water and the roots grow and create beauty on the outside through the creators love. The only thing that gets in the way of us living our lives so peacefully like the Lilly and the bird is fear in the human mind. We have lost control of it do to the conditioning of problem solving words of affirmation.

We have to gain control of our subconscious memory system and alter our attention to abundant words of affirmation. We have been condition by school for most of our early years so more than likely you have to unlearn some things you’ve been taught. Whatever words of affirmation you have plant in your mental garden, will be the same words that grows in your physical world as manifestation of things and reality and now is the time to pluck up roots and plant new seeds.

Then the new seeds of abundance have to become deeply rooted and implicit so that it can be automatic. Peace and love becomes second nature and all other needs are added as a result of producing compassion now.

Words of Affirmations effect life in many different areas

· Affirmations for healing

· Affirmations for abundance

· Affirmations for wealth

· Self Confidence Affirmations

· Positive Thinking Affirmations

· Affirmations of Happiness

· Affirmations for Money

· Affirmations for Relationships

· Audio Affirmation

Pluck up the negative words of affirmations that creeped in unconsciously through

· Affirmations of Problems

· Affirmations of Limitation

· Affirmations of Disease

· Affirmations of Anger

· Affirmations of Fighting

· Affirmations of Surviving

· Affirmations of Fear

· Affirmations of Victim

These words of affirmations come in through many ways- from what we read, what we see on televisions and the news, what we learned in school, what we experience at work, what we hear on radio, what we perceive from others, what we see in hospitals, what we experience through drama and chaotic episodes, what we hear in church and what we learn from surviving life situations.

Our conscious mind is like a compass and it guides our subconscious by the words of affirmations we hold in our mind and make more real than anything else. Words are thoughts externalized and as a man think in his heart, so is he. This explains why we become what we have affirmed implicitly. Our spirit guide has to plant new affirmations but first it must make unconscious negative affirmations conscious so that we can recognize it and be in a position to choose a different way of affirming our experiences continuously.

We are constantly affirming reality through the words of affirmations we have stored in our storehouse of affirmations. If we have affirmed going to school, getting good grades and graduating and going to college then working for 8 hours a day, 40 hours a week for 40 years and retire, then rest assure you will get exactly that.

Bill Gates wired into his brain a different set of affirmations than the large crowd. He stepped out of the norm and created Microsoft words of affirmation and this stepping out of the norm yielded him a life that stands apart from the normal affirmations of lack. The few people who followed him took on a new mental organization in which they believed enough in his affirmation of abundance in computer programs.

What words have you affirmed in your mind? Have you affirmed problems or have you affirmed abundance? Have you focused more attentions on bills and confrontations or have you focused more on wealth and peace? Where is your point of awareness?

How are you implicitly affirmed to react to challenges in your life situations? Have you mentally prepared yourself to respond to money as of though it is abundant or have you prepared your response to be one of lack and not enough? If you look closely at how you feel and the certain way you act towards money you will see that your world and experiences about money comes to you in an exact proportion of your corresponding inner state.

We can only perceive what our brain is organized to tell us. Perhaps the reason why we have not perceive the life of a millionaire is because we have not organized our brains to attain millionaire status. A millionaire thought is a millionaire seed.

http://www.millionaireaffirmations.com/

Positive Daily Affirmations are so vital to the sustainment of a positive mental attitude. Wise men know that their attitude is the compass that guides them because they understand emotional intelligence. Our emotions come from the thoughts that we have stored in our subconscious memory programs.

If this is so then positive daily affirmations would slowly but surely transform the spiritual heart into that which it is affirming on a daily basis. Like I said in words of affirmation, through teachings in school we have been conditioned to create problems for ourselves. This can be reversed if we fill our minds with abundant affirmations, peace affirmations, health affirmations and wealth affirmations.

The mind is like a garden and whatever you plant in it will grow. It is important that you plant seeds in a orderly fashion because you don’t want your plants to grow disorderly. Renew your minds daily with positive daily affirmations until it becomes implicit to think wealthy thoughts. Make it an implicit positive daily affirmation of peace and love. Just harmonize the word love in the back of your mind at feel how your body responds to the word love resonating in your spirit.

This is the power of affirmations on a highly emotional level. Whatever you believe to be is to be with all your heart mind and soul. The problem is people are a sleep at the wheel in their vehicle. We let our minds gain control over our consciousness and we fail to affirm daily positive affirmations. Take the time to look yourself in the mirror and speak into your existence.

List of Affirmations

I am at peace with being myself

I am grateful to be alive

I am that I will to be

I am a powerful conscious being

I am attracting abundance in my life

I have the power to change my life with my thoughts

I always seem to find the answers to my question

I am living a life full of joy and fun

I have all the reasons in the world to be glad to be alive

I always expect to get checks mailed to me

I see my self in so much wealth

I am a healthy being

I love positive daily affirmations

I love words of affirmations

I love abundance and financial freedom

My mind is powerful and powerful is my mind

I always get great ideas to come to me

I love my family and my family loves me

I am grateful to be alive

I am thankful for my heart beating with out me thinking about it

I can create a new mind for my self

I am not bound by the genes of my parents

I can create my own reality

I have free will to choose my desires in my life

I can choose my thoughts wisely

I can conquer my self

I can master my own emotions

My brain is the most amazing thing in my existence

I have GOD in me.

I have all the power in me I need.

I have the ability to renew my mind daily

I am a product of wealth and abundance

I attract money easily without even trying

Miracles happen to me everyday

I can create my day every day

I will create no problems for myself

Positive daily affirmations can change paradigms and belief systems. It can challenge any doubt or inferior thoughts with truth and conquer it with love and grace. Be ye transformed by the renewing of your mind. Renew your mind daily by positively affirming your presence in consciousness. You can write into your dna whatever internal dialogue you paint on your insides. You actually are daily affirming something rather good or bad rather you know it or not everyday.

If you wake up and affirm your miserable job you are hardwiring your brain to experience more of the same miserable job everyday day in day out. If you have bills due and its the first thing on your mind when you wake and the last when you fall asleep you are affirming debt. If you think people are taking advantage of you everyday you are affirming the victim mentality. Like Henry ford said, “Rather you think you can or you think you can’t, your right.” Whatever you affirm is hardwired in your brain and the pattern can fire automatically. It has become an automatic function to respond however you have trained yourself to respond subconsciously.

Positive daily affirmations should be held in the mind at some degree almost consistently. You have to train your body and your mind by positive daily affirmations to be aligned with right action. If you want increase in your life you cannot affirm thoughts of lack, want and decrease. You have to move forward in your mind. You can only perceive what your brain is organized to tell you. Organize your brain with positive daily affirmations until it becomes a part of you. This is a world of abundance and the universe is expanding. More gold can be minded out of the ground. More creations can be created. More ideas can be born. More life can be expressed when we have affirmed more love.

You go from thinking like a millionaire on a regular basis to doing the things millionaires do to being a millionaire and it is done with the power of the winning millionaire mind.

http://www.winningmillionaire.com/

Millionaire affirmations are energy fields, that permeates and penetrates the cells of your body and attract money, money, and more money the more you affirm millionaire thinking. http://www.millionaireaffirmations.com/

Not All Realtors Are Created Equally

Not All Realtors Are Created Equally

It’s true, not all Realtors are the same. Not only does personality influence our decision of which agent to choose, so do some more practical matters, such as their commission rate, level of experience and area of specialty. Since the Realtor / client relationship is so important, it pays to take your time and choose the best one.

Most Realtors specialize in a local area, and many also specialize in a type of housing market. Be it condos or equestrian property, it is likely you will find a Realtor in your area of interest that knows all about one specific part of the market, but less about another part of it. If you can determine ahead of time what their specialty is, you’ll be able to find the agent that best suits your needs.

Further, while only a fully licensed agent can technically call themselves a Realtor, some are more motivated than others to update their education on a regular basis. Many agents post their resume or education history on their website. If you look it over, you will be able to tell if they have taken any upgrading courses lately. With new technologies developing in marketing and other aspects of real estate on a regular basis, a good Realtor will take a class every year or so to keep them up to date with the times. You really don’t want anything less in a Realtor.

Finally, there can be quite a bit of variance in what percentage of a sale that a Realtor takes for their commission. Of course, whether you are buying or selling, you want as little of the price to go to a Realtor. But don’t let this be your bottom line. It is more important to find someone highly skilled, knowledgeable in the area you want to buy or sell in, and whose personality you enjoy, rather than just find the cheapest agent. That said, some of the lower commission Realtors are excellent, and choose to charge less commission because they strive for fairness in the industry, and those are noble qualities.

The key to finding a good real estate agent is to do your research.

Not All Realtors Are Created Equally

Not All Realtors Are Created Equally

Electronic Appraiser, the online home appraisal company. Visit them for help assessing home values, and also to find and compare Realtors?, free.

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All Realtors Are NOT Created Equal

All Realtors Are NOT Created Equal

After 23 years in sales and marketing for a major corporation, my father began a career in real estate. In his almost 20 years of listing and selling homes and property, there have been dramatic changes in the marketing of homes, particularly in the past 5 years.

In the early years of selling homes, real estate agents all seemed to use similar marketing techniques. Place a sign in the front yard, enter the listing into the Multiple Listing Service, advertise the home in the local newspaper (on a rotating basis with other office listings), host a Realtor tour, and sit at an open house (catching up on paperwork or reading.) Since agents were doing the same things, it really didn’t matter if your aunt Lucy, your brother-in-law, or the neighbor who just got her license had your listing. About the only variable in the marketing plan might be the frequency of print advertising.

Some agents started getting more aggressive in their marketing with the advent of the color copier. Producing colorful brochures of homes for sale became more affordable for agents and made them look very pro-active in the eyes of their sellers! As simple as it may sound, this began to separate the passive marketer from the more active, aggressive, result-oriented one.

Then times changed dramatically as the visionary Realtor recognized the power of technology…the Internet! The Internet has changed the way the world does business and has had a huge effect on the real estate industry, providing a global showcase for every home or piece of property for sale.

The advances in technology have changed the way real estate agents do (or do not do) business. Those who have embraced this technology are far ahead of the pack. The advantage to the seller is it is much easier to evaluate which Realtor to use by surfing the web and checking out different agent’s sites. The seller gets a good picture of the agent’s professionalism, statistics about an agent’s sales volume, a snapshot of how the agent presents homes for sale, and more. Today’s real estate marketing plan should include the use of technology and other more active techniques, such as those shown below.

What about newspaper advertising, you ask? While statistics indicate print ads are responsible for less than one percent of real estate sales, we DO continue to advertise in the newspapers. Internet marketing and advertising far surpasses newspaper advertising with outstanding results.

If you are listing your house today, you need a Realtor with a proven track record in marketing not only by today’s standards, but looking into the future, as well. If your Realtor’s total marketing plan is an open house, Realtor tours and newspaper ads, you are dealing with a yesterday Realtor.

There is a definite difference in Realtors today. Do your research. Select the Realtor with the experience, the knowledge and the vision it takes to sell a home in today’s market.

All Realtors Are NOT Created Equal

All Realtors Are NOT Created Equal

Kris Kombrink has been working in his family-owned real estate business since 1995. Specializing in Geneva, St Charles and Batavia Illinois residential real estate his team stays on top of the latest trends while maintaining superior customer. Learn more about his team at www.kombrink.com or email kris@kombrink.com

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When you search the Internet for information on how to create affirmations you find that there is an overwhelming predisposition to phrasing affirmations in the first person – that is using I, me, my, or mine in the affirmations.

There is a good reason for it. Traditionally, affirmations were used by people a narrow subset of the population – people in recovery, super salespeople, or elite athletes. The formula preached by the affirmation gurus who worked with these groups was to write your affirmations in the first-person and sit in front of the mirror (Stuart Smalley style) and repeat your affirmations until – by sheer will – you believed them.

No one can deny that many people used this technique to great effect. The fact is, however, that most people are too busy or find performing this ritual kind of cheesy. The parody created by the Stuart Smalley character on Saturday Night Live, in my opinion, only served to make affirmations “nerdy” and cause people who could use them to shy away.

Today people who want to change their habits, reshape their thinking, or condition their minds for success get their affirmations by listening. My own 15-plus year experiment with affirmations has found that repeated listening (both with intent and passively) is every bit as effective as the mirror talk.

Listening to affirmations provides the added benefit of being able to augment first-person affirmations with second-person affirmations – affirmations using you or your. The importance of adding ‘you’ to affirmations is that it allows you to tap into one of the greatest powers of affirmations – thought substitution. Thought substitution is a process by which you replace an existing negative thought or belief with a positive one. It is one of the most important benefits of using affirmations.

Most of the negative self-talk you seek to overcome with affirmations originated from outside of you. Other people planted the thoughts and you internalized them and made them part of your thinking. These thoughts are almost always phrased (even in your own mind) using ‘you’ because that is how you originally absorbed them.

For instance, your mother said, “You are so stupid,” when you were 10 years old. For whatever reason, you internalized that thought. Over the years, whenever you mess up you hear the phrase, “You are so stupid,” in your mind.

So, using this example, you create a first-person affirmation that says, “I am smart,” to counter the old thought. The affirmation will be somewhat effective in countering the old thought, but it will not replace it. Oddly enough, there is something about the thought substitution process that requires a one-for-one switch for maximum effectiveness.

The “I am smart” affirmation plays a role in affirming our own belief in our intelligence. However, the old thought, “You are so stupid,” is still floating around in your mind and you wind up with two conflicting beliefs.

What I have found resolves this situation is to complement the first-person affirmation with a second-person version that can – with repetition – actually replace the old thought. The most effective means is to listen to or repeat the affirmation in the first-person affirmation several times and follow it with the affirmation in the second-person several times.

The result is that you are simultaneously planting a new internal thought, “I am smart,” and replacing the old external thought with a substitute thought coming from the outside that confirms, “You are smart.”

Try adding the power of ‘you’ to your affirmations!

Ray Davis is a writer, poet, and thinker based in the American Midwest. His writing advocates the principles of personal freedom and spiritual development. He has developed B2B sales traning programs for a Fortune 40 company for nearly seven years. Prior to that he was a top producing sales rep for six years. He is the founder of The Affirmation Spot http://www.theaffirmationspot.com

He writes a near daily blog on positive thinking and motivation also called The Affirmation Spot at http://theaffirmationspot.wordpress.com

Is A Bird Watcher Born Or Created?

Is A Bird Watcher Born Or Created?

I wish I had a quarter (or even a nickel), for every time in the last 30 years, someone has asked me how I came to be so fascinated and captivated by birds. In other words, how did I become a bird watcher?

If you ask twenty-five birders how they got hooked on bird watching, I believe you will get twenty-five different answers. Everyone has a story about what motivated them, and most people love to share their personal experience. Be warned though, sometimes when birders start reliving their early birding days, they don’t know when to quit talking. Those of us who get involved in this bird watching hobby think it’s so great, we want to share the joy with everyone. Guess we can be an obsessive lot.

A great many bird watchers began birding in their childhood, perhaps blessed by a mother or father who pointed out birds to them. Others of my acquaintance found a series of bird cards inside a box of cereal and set out to find a bird to match a card. Still others received inexpensive little booklets with bird pictures and began a quest to find the birds pictured, in their yard or park. For many, a teacher shared his or her interest in birds, sparking an early interest in students. Others came to birding as a result of taking an ornithology course in college that spiraled into a life-long interest in birds.

I know several great birders who began to list the birds they saw at such an early age, that their first bird sighting records are printed in a very childish scrawl. These people have had a life-long awareness of birds. I think they are very lucky.

Suffice it to say there are as many ways to get hooked on birds and birding as there are people. Adults can fall under the birding mystique at any age, and under a diverse range of circumstances. I speak from experience on this one.

Unlikely as it may be, with one exception, I never remember noticing any birds until I was 40 years old. The exception came when I was a bored little girl one long ago Sunday afternoon. My father set me to the task of getting close enough to a robin to put salt on its tail. He assured me that salting a bird’s tail would lull the bird into a state of trustfulness which would allow me to approach it, pick it up and examine it close up. I was a curious child, and couldn’t wait to hold a robin in my hands.

In order to achieve this feat, a cardboard box was propped up with a stick, which had a string tied to it. The other end of the string was clutched in my hand. A few crackers were crumbled and spread under the box as bait. I lay on the ground a few feet away, holding the string, quietly biding my time. I can still remember my excitement when a couple robins landed in the yard. Occasionally they came close to the box, but alas never did they venture inside the box so I could toss salt on their tail, pull the string and capture one of them under the box. In retrospect, this activity probably killed an hour or so and allowed my father to read the Sunday paper in peace and quiet.

As I grew up, birds were not even a blip on my radar screen. They escaped my notice until I began volunteering at a local nature center. One of my first duties was to feed injured birds who were in the recovery and release program. It was not a job I enjoyed, especially if I had to hold them in my hand. When they struggled to get away, I became apprehensive and within a couple minutes panic would set in. I was responsible for the escape of several birds until the naturalist re-assigned me to preserving dead birds. Their stillness was a relief!

Surprisingly, I was fascinated by the lifeless birds I handled. The many colors, sizes, shapes, and the variety of bills and tails aroused my curiosity. I began learning their common and scientific names, and when that wasn’t enough, the naturalist took me out, taught me how to use binoculars and my bird watching career began. Within a few years I was hired as a Naturalist at the center and began teaching classes on bird identification, leading bird walks, owl walks and managing a bluebird trail. Thus, I got hooked on birds and bird watching. So, that is my story, and it changed my life.

In my birding forays both in the United States and in other countries around the world, I make it a point to ask birders how they became beguiled by birds. I have never had a response that did not involve an interesting, sometimes funny story of one kind or another.

Also, most will tell you that regardless of what started them on the path to bird watching, they are grateful because it has enhanced their lives. Getting hooked on birding gives you the opportunity to travel, builds an appreciation for the world of nature, and allows you to make new friends in all parts of the world, while you’re having more fun than the law allows.

Is A Bird Watcher Born Or Created?

Is A Bird Watcher Born Or Created?

Cheeps & Chirps!

Marjie Gemmell

To learn more about bird identification go to:

[http://www.easybirdidentification.com]

View my blog site for other birding adventures at:

http://wwwmarjieseasybirdidentification.blogspot.com

Marjie Gemmell was a naturalist for 21 years teaching bird identification classes to thousands of students and adults. Outside the classroom, Marjie shared her knowledge of birds and her bird watching skills leading bird walks, night hikes and birding tours.

Marjie has followed her avid quest to see and identify birds to nearly all the continents of the world, and in the process has seen 4,000 bird species.

Her greatest satisfaction comes from sharing her birding knowledge with others.

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You know that daily affirmations and visualizations are important to your success. Every successful person will tell you keeping their goals in mind, and believing they can achieve them was and is central to their success. But lets face it, it’s sometimes hard to carve out the time for affirmation and visualization. This time needs to be powerful, filled with emotion, and it can’t be rushed. How can you make that happen?

The answer is more obvious than you think. Take advantage of the awesome power of technology and create your own affirmation movie. This combines affirmation and visualization into a powerful little package. Add inspiring music to your own affirmations and pictures to create an emotional experience you can view every day.

I created my movie with a little software package called Mind Movies. I recommend it highly. I’ll walk through the process of creating an affirmation movie here – if you’re interested in more step-by-step instructions and all the software you need, be sure to check out Mind Movies.

The first thing you need is your affirmations. I put together around 20-25 affirmations for myself. You think of your goals, what you want in life. Where do you want to be in one year? In five years? How about in ten or twenty years? Go through and form some affirmation statements that represent your hopes and dreams. “5 bedroom, 4 bathroom home on 10 acres” for instance. Or “Waterfront Home.” Other ideas are your dream automobile, a happy marriage, your family, the clothing you’d like to be wearing, your friends, how much money you’re making, etc. Choose shorter statements – these work best for a short affirmation movie.

Also make sure you write in the present tense. Always write your affirmation as if you were already living it. You want to use these affirmations to program your subconscious to believe that you affirmations are true right now. Then your subconscious acts appropriately to give you the plans to achieve the reality it believes you’re living.

There is another type of affirmation you want to add too. This doesn’t involve material, tangible things. It’s more along the lines of character traits. Here are some examples: I am happy, I am joyful, I am abundant, and I am wealthy. These are things you may desire for yourself, and fit well with affirmations.

The next component of success is visualization. You need to visualize all your affirmations in detail. This is what helps convince your subconscious that this is your reality. Your affirmation movie can help trigger this visualization. Pick out pictures that represent each of your affirmations – one to three pictures per affirmation.

You’ll put your affirmations into a slide show with your pictures. Then you hit “play” and watch as your affirmations and visualizations play across your screen in full color.

You know that emotion is also very important to success. You must have emotion when you say your affirmations and play over your visualizations. If you have no emotions connected with what you’re telling your subconscious, it just won’t pay attention to it. Emotion is what imprints us.

You’ll probably feel excitement watching your affirmation movie even without music, but choosing uplifting, upbeat music can bring your emotions out even more powerfully.

Once you view your movie with sound, you’ll see the true power of an affirmation movie. Watch it first thing in the morning to help wake yourself up and prepare for the challenges of the coming day. You’ll find the affirmations in your movie coming true faster than you could have believed.

Kristen greatly enjoys writing and producing articles. Take a look at her new site featuring the very cool touch screen car stereo which features reviews of various car audio equipmenting, including Kenwood car stereos.

Home Foreclosure Investing -Learn the Secrets – How I Created A Second Income Stream

Home Foreclosure Investing -Learn the Secrets – How I Created A Second Income Stream

The majority of investors seldom think of real estate foreclosure investing as the highly profitable investment that it is. Why, because most people don’t have the time to learn the secrets or do the leg work to find properties in foreclosure, or they are reluctant to trust foreclosure investing advertisements –foreclosure auctions or sales through lenders.

RealtyTrac(TM) (www.realtytrac.com), the leading online marketplace for foreclosure properties, released its May 2006 report–Colorado, Georgia, Texas post highest rates. U.S. Foreclosure Market Report shows 92,746 properties nationwide entering some stage of foreclosure during the month, an increase of less than 2 percent from April 2006, but still a 28 percent increase from May 2005. Report results indicate a national foreclosure rate of one foreclosure filing for every 1,247 U.S. households during the month. RealtyTrac publishes the largest and most comprehensive national database of pre-foreclosure and foreclosure properties, with more than 600,000 properties from more than 2,500 counties across the country, and is the foreclosure data provider to MSN Real Estate, Yahoo! Real Estate, AOL Real Estate and Knight Ridder Online.

Currently there are 13,318 pre-foreclosure properties in Maricopa County reported by

RealtyTrac(TM). Seventy-five percent of these homeowners will avoid foreclosure. How? They will be saved by Pre-foreclosure real estate investors, the investor, who understands foreclosure investing secrets.

Experts predict foreclosures will increase nationwide in the coming months if the rate of home appreciation remains slow. This foreclosure prediction is the same in every area of the country. The economy is slowing, people are losing jobs and they can’t keep up with mortgage payments. Tens of thousands are in the first stage of losing their homes–pre-foreclosure!

There are three stages to buy a foreclosure property:

o Pre-foreclosure

o Foreclosure auction

o Buying from the lender after the foreclosure sale

o A fourth investment opportunity is reinstating the home owner’s loan. A licensed real estate agent, who specializes in foreclosure investments, develops relationships with investors, thus when a home is in Pre-foreclosure, the agent turns to these investors, if the loan can be reinstated. Reinstating the home owner’s loan usually requires several thousands dollars. However, this type of home foreclosure investing can be part of your portfolio, if you know the secrets or you have developed a good relationship with foreclosure realtors.

Receiving a foreclosure notice, does not mean a homeowner will automatically lose their home. Real estate appreciation has allowed many homeowners to pull out their increased equity to pay what they owe or to sell the home and pay off the loan, avoiding a foreclosure battle. Those who have already refinanced or used a home equity loan and spent the money or there isn’t enough equity, do not have a hedge against foreclosure. It is, also, predicted that many homeowners with ARM loans face a difficult refinance picture.

The Mortgage Bankers Association of Arizona reports nearly 40 percent of all home loans in metropolitan Phoenix are adjustable. Nationally, about 30 percent of all mortgages are ARMs.

Mortgage Bankers Association of Arizona reports, the number of subprime ARMs jumped by 50 percent in the state last year, making the situation potentially worse for Arizona’s housing market. The Subprime loans, which carry high interest rates, typically are taken out by borrowers with poor credit histories.

“Record numbers of people lured by low initial teaser rates have taken out adjustable-rate mortgages that are putting them in vulnerable positions as rates rise,” said Jay Luber, a vice president with First Horizon Home Loans in Phoenix.

This creates a perfect opportunity for the informed real estate investor to come to the rescue of the distressed homeowner, and at the same time make a good return on their investment.

It’s a win-win proposition. You, the real estate investor, can help the homeowner save their credit and make a nice profit at the same time. This is called Pre-foreclosure real estate investing. “Pre-foreclosure is where the most return on the investment can be made,” states Don Myers, real estate agent and Pre-foreclosure consultant at the Arizona Department of Foreclosure Assistance, Inc., a non-profit organization, Tempe. AZ–DonBMyers@gmail.com

If real estate Pre-foreclosure investing sounds like something you want to know more about, here’s a recommendation–”Contact a Pre-foreclosure real estate specialist. Unless you know the secrets, it is difficult to find and move quickly enough to get in on the ground floor of the majority of opportunities. Don’t make the mistake of spending thousands on programs offered by TV Pre-foreclosure pitchmen,” Myers stated, “a Pre-foreclosure specialist does all the leg work and offers you the opportunity to invest or pass. With a real estate foreclosure specialist you know you are on firm legal ground in every investment.”

A licensed real estate professional, who specializes in foreclosure, is the secret to foreclosure investing success. Pre-foreclosure real estate specialists look for new investors and that new investor could be you.

Home Foreclosure Investing -Learn the Secrets – How I Created A Second Income Stream

Home Foreclosure Investing -Learn the Secrets - How I Created A Second Income Stream

Dorothy M. Neddermeyer, PhD, author, speaker, and inspirational leader shares her secrets to real estate investing. Dr. Neddermeyer empowers people to view life’s challenges as an opportunity for Personal/Professional Growth and Spiritual Awakening. http://www.drdorothy.net

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Why the London Riots Created a Greater Business Travel Threat Than a Terrorist Attack

Why the London Riots Created a Greater Business Travel Threat Than a Terrorist Attack

Introduction to the London riots threat

If you have business travel to London, you need to read this article. In this article you will discover why the London riots created a greater travel threat than a terrorist attack. We will examine the threat posed by the London riots and demonstrations, terrorist attacks and resulting travel delays, disruptions and changes. At the end of this article, you will have a specific understanding of the required business travel management response and awareness as to why this will happen again.

The London riots and demonstrations has resulted in one of the largest business travel disruptions of 2011.

London Riots and Demonstrations

The London riots and demonstrations have come as a complete surprise to many. It is not a unique event and certainly not unique to the UK. The scale, violence, fire and failure of the authorities is often something expected in other countries but the lack of preparedness for destinations like the UK is common and widespread. Therefore, the lack of preparedness and last-minute scramble to respond and the inability to avoid major business travel disruptions are widespread as a result.

Due to the footprint of disruption, many routes and modes of transport have been negatively affected. Simple commute from the airport, trains and ports to planned accommodation options have been altered and continuous review of hazard or threat assessment are required. Furthermore, travel support providers such as taxis, hotels, restaurants, emergency services an other basic amenities have also been affected, to varying degrees.

Travel and risk managers need to immediately identify:

Affected areas,

Degree of threat,

Affected and exposed (inbound and outbound) business travellers,

Arrival/departure points,

Safe and non-affected areas,

Mitigation or eradication options,

Cost of implementation,

Funds available,

Emergency support,

Accommodation options,

On-going or developing events,

Social or non-business activity,

Insurance claims and compliance requirements,

Cancellation criteria,

Resumption of travel criteria,

Extended event plans,

Travel alternatives (domestic and international)

The London riots have affected multiple support systems related to business and leisure travel. Any leisure travel disruptions will further compound business travel threats such as decreased accommodation options, airport congestion and increased public transport demand. Even simple actions like withdrawing money from an ATM will prove a challenge and compound the hazard/s.

The London riots have had a prolonged affect on UK business travel sector, far greater than the majority of terrorist attacks. Further affects such as planning and preparation for the 2012 Olympics will also contribute to the lingering affects.

A lack of planning and subsequent response capability by businesses could constitute a failure of duty of care, due diligence, corporate social responsibility, workplace health and safety or other related legislation.

Terrorist attacks less of a threat than London riots

With the exception of the Mumbai terrorist attacks, most have limited travel disruption and only affect a narrow band of travellers. Inclusive of the Mumbai terror attack, terrorist attacks typically have clearly defined threat elements (terrorist, bombings, gunfire, etc) whereas the London riots is a constantly changing and unclear threat. Most business travellers will be unprepared for such decision-making demands and lack sufficient experience to make consistent and safe decisions.

Most contemporary business risk management systems focus on location and plausible event threats, then seek to inform or prepare travellers for the best results to mitigate or eliminate the hazards and threats. Therefore, the bulk of business travellers will not be prepared or educated on how to respond in London, with such wide spread disruption and threats. Few will have residual knowledge from information and preparation for such events in other locations, considered more likely to be medium to high risk. Many of the supporting business travel management departments and managers will be equally unprepared and resourced.

A terrorist attack and other similar violent crimes would have a much smaller footprint of disruption, not affected such a wide business travel demographic, not affect business travel support providers so comprehensively or have such a prolonged impact on all exposed.

Routine travel delays, disruptions and changes represent one of the most persistent and probable travel risk management issues.

Travel delay, disruption and changes

Change management and the decision-making involved is one of the most commonly accepted workplace hazard concerns. This is equally relevant to business travel and business travel threats.

The instinctive and guided response of travellers to any delay, disruption or change can significantly affect the outcome of any spontaneous or new hazard as it presents. Particularly when this is the first level of response, before support options and resources can be activated or come into affect.

Travel delays have been triggered due to airport and airline workers unable to get to work, taxi drivers not able to refuel vehicles, hotels and staff overwhelmed, business travellers unprepared and convergence of business and leisure travellers upon all available exit travel nodes.

Access to information, at all levels, the ability to consume and process all the options and explore alternatives is imperative in this and similar travel disruption events. Crisis leadership will succeed more frequently than simple crisis management, to which are dependent upon timely and accurate information from all available resources.

Unfortunately, many will fail to fully understand the gravity of the events, the threats posed and respond or prepare accordingly. While many others exposed will chalk it up to another force majeure or random act that is just part of the rich experience of international travel. Courts, business travellers and peer review increasingly do not share this flippant view.

This scenario and lack of preparedness has been played out numerous times in recent history. Volcanos, volcanic ash affects, Japan’s tsunami, airport closures, airline failure and many others have caught business travellers and managers alike unprepared. This disturbing trend will continue.

Conclusion: London riots threat

You should now see why the London riots have a far greater impact and threat to travellers than you may have originally thought. We have examined the business travel threat posed by the London riots, terrorist attacks and resulting travel delays. You now have a specific plan for this and similar events and the required business travel management and response. This will happen again. Perhaps not in London, perhaps not a city wide demonstration but this kind and scale of business travel disruption event will happen more than once before the end of 2011. Review your plan and make the necessary enhancements now.

Why the London Riots Created a Greater Business Travel Threat Than a Terrorist Attack

Why the London Riots Created a Greater Business Travel Threat Than a Terrorist Attack

http://tony-ridley.com/

Tony Ridley is a leading international business and security expert with specialties in online marketing and business intelligence tools. Tony helps fortune 500 companies to small enterprises to become more profitable, efficient and safer. For more free and detailed content, visit http://tony-ridley.com/

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