Top Benefits of Going Through Product Reviews

November 23, 2012 By

Top Benefits of Going Through Product Reviews

Product reviews have come as a boon to consumers these days. They have really made the consumer the king. The advent of the internet has been perhaps the biggest advantage that consumers have got in recent times. Earlier, one had to go through different quotes or call up various companies or use referrals to get to know about a product or service. The advent of the internet has made the entire process very simple. Today you just need to go through the numerous product reviews that you can find over the internet and make the right choice.

While these reviews were always available in the form of printed versions, online reviews do come with their own advantages. For example, you can always get to interact with a person who has written a review in the case of the internet and get quick responses. Similarly, you can also go through quite a few reviews before you make a choice. This will help you make the right choice, since you will be reading many reviews, so this rules out the chance of you buying a product on which there has been a biased review written on a site or two.

Product reviews also help you with price comparison, which is quite often the clinching factor in making a purchase decision. When you go through reviews, you can always find out the exact cost details apart from getting to know about places where you can find it for a discount. Similarly, there are many comparison websites where you can also do comparison shopping. These sites usually put products besides each other and list out their pros and cons. You can make the right purchase decision going through such product reviews. It is also recommended that you bookmark sites which you feel offer unbiased reviews, since you may have to refer to them, time and again, for future purchases.

Top Benefits of Going Through Product Reviews

Top Benefits of Going Through Product Reviews

With product reviews being made available through different sources like internet, magazines and other ways, people are more aware about how the product would work out. This is indeed a boon to the consumers. Get into my blog productreviews2010.info [http://www.productreviews2010.info/] to know more!

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What’s Happening In Real Estate Right Now And Where Is It Going?

November 15, 2012 By

What’s Happening In Real Estate Right Now And Where Is It Going?

1. Analysis of Today’s Market

2. Update On Gold

3. Real Estate Prices In South Florida

4. Real Estate Nationwide

5. Yield Curve Is Still Inverted

6. What this means to you

1. Analysis of today’s market

As an analyst of the economy and the real estate market, one must be patient to see what unfolds and to see if one’s predictions are right or wrong. One never knows if they will be right or wrong, but they must have a sense of humility about it so that they are not blind to the reality of the marketplace.

In March of 2006, my eBook How To Prosper In the Changing Real Estate Marketplace. Protect Yourself From The Bubble Now! stated that in short order the real estate market would slow down dramatically and become a real drag on the economy. We are experiencing this slowdown currently and the economy I feel is not far from slowing down as well. History has repeatedly shown that a slow down in the real estate market and construction market has almost always led to an economic recession throughout America’s history.

Let’s look at what is happening in the following areas to see what we can gleam from them: Gold, Real Estate in South Florida, Real Estate Nationwide, Yield Curve/Economy and see what this means to you:

2. Gold

If you have read this newsletter and/or the eBook, you know I am a big fan of investing in gold. Why? Because I believe that the US dollar is in serious financial peril. But gold has also risen against all of the world’s currencies, not just the US dollar.

Why has gold risen? Gold is a neutral form of currency, it can’t be printed by a government and thus it is a long term hedge against currency devaluation. James Burton, Chief Executive of the Gold Council, recently said: “Gold remains a very important reserve asset for central banks since it is the only reserve asset that is no one’s liability. It is thus a defense against unknown contingencies. It is a long-term inflation hedge and also a proven dollar hedge while it has good diversification properties for a central bank’s reserve asset portfolio.”

I agree with Mr. Burton 100%. I believe we will even see a bubble in gold again and that is why I have invested in gold to profit from this potential bubble (Think real estate prices around the year 2002 – wouldn’t you like to have bought more real estate back then?)

I had previously recommended that you buy gold when it was between $580 and $600 an ounce. Currently, gold is trading at around $670 an ounce up more than 10% from the levels I recommended. However, gold has some serious technical resistance at the $670 level and if it fails to break out through that level it might go down in the short-term. If it does go down again to the $620 – $640 level, I like it at these levels as a buy. I believe that gold will go to $800 an ounce before the end of 2007.

3. Real Estate in South Florida

Real estate in South Florida has been hit hard by this slowdown as it was one of the largest advancers during the housing boom. The combination of rising homes for sale on the market, the amazing amount of construction occurring in the area and higher interest rates have been three of the major factors of the slowdown.

For every home that sold in the South Florida area in 2006, an average of 14 did not sell according to the Multiple Listing Service (MLS) data. The number of homes available for sale on the market doubled to around 66,000, as sales slowed to their lowest level in 10 years.

Even though home prices were up for the year of 2006, the average asking price for homes in December was down about 13 percent compared to a year ago. From 2001 to 2005, the price of a single-family home in Miami-Dade increased 120 percent to $351,200. This is also similar to what happened in Broward County. The problem is that wages during that time only increased by 17.6% in Miami-Dade, and 15.9% in Broward, according to federal data. This is the other major factor that is contributing to the slowdown – real estate prices far outpaced incomes of potential buyers of these homes.

Another factor that helped drive the South Florida boom in prices was high growth in population in Florida. From 2002 to 2005, more than a million new residents moved to Florida and Florida also added more jobs than any other state. However, the three largest moving companies reported that 2006 was the first time in years that they had moved more people out of the state of Florida than into it. Also, school enrollment is declining which could be another sign that middle-class families are leaving.

By far though, the area of South Florida real estate that will be hit hardest is and will continue to be the condominium market. Due to their lower prices than homes, condos make financial sense in the South Florida area. However, the supply of available condos has tripled over the past year and it will get worse before it gets better. More than 11,500 new condos are expected this year and 15,000 next year with the majority of them being built in Miami.

As a result of the oversupply, asking prices for condos are down 12% in 2006 in Miami to $532,000. And incentives are substituting for price cuts. These incentives include paying all closing costs to free upgrades and more.

The last point to think about affecting South Florida real estate is the escalating costs of property insurance and property taxes. These increasing costs are putting more downward pressure on real estate prices.

My strong belief is that we are only starting to see the slowdown of the South Florida real estate market and that prices will continue to fall. Due to the fact that many real estate investors are pulling out, where are the next wave of buyers going to come from at these current prices? Unless a serious influx of new, high paying jobs enter the South Florida area, real estate prices, just like any asset that falls out of favor after a large runup only have one way to go… down.

4. Real Estate Nationwide

A report released last week from the National Association of Realtors showed that in the last three months of 2006 home sales fell in 40 states and median home prices dropped in nearly half of the metropolitan areas surveyed. The median price of a previously owned, single family home fell in 73 of the 149 metropolitan areas surveyed in the 4th quarter.

The National Association of Realtors report also said that the states with the biggest declines in the number of sales in October through December compared with the same period in 2005 were:

* Nevada: -36.1% in sales

* Florida: -30.8% in sales

* Arizona: -26.9% in sales

* California: -21.3% in sales

Nationally, sales declined by 10.1% in the 4th quarter compared with the same period a year ago. And the national median price fell to $219,300, down 2.7% from the 4th quarter of 2005.

Slower sales and cancellations of existing orders have caused the number of unsold homes to really increase. The supply of homes at 2006 sales rate averaged 6.4 months worth which was up from 4.4 months worth in 2005 and only 4 months worth in 2004.

Toll Brothers, Inc., the largest US luxury home builder, reported a 33% drop in orders during the quarter ending January 31.

Perhaps most importantly, falling home values will further decrease their use of mortgage equity withdrawal loans. In 2006, mortgage equity withdrawal accounted for 2% of GDP growth. Construction added 1% to last years GDP growth, so the importance of these factors are to the health of the US economy are enormous.

The other concern is sub-prime mortgages. Today, sub-prime mortgages amount to 25% of all mortgages, around $665 billion. Add to this the fact that approximately $1 trillion in adjustable-rate mortgages are eligible to be reset in the next two years and we will continue to see rising foreclosures. For example, foreclosures are up five times in Denver. These foreclosed homes come back onto the market and depress real estate values.

The Center for Responsible Lending estimates that as many as 20% of the subprime mortgages made in the last 2 years could go into foreclosure. This amounts to about 5% of the total homes sold coming back on the market at “fire-sales”. Even if only 1/2 of that actually comes back on the market, it would cause overall valuations to go down and the ability to get home mortgage equity loans to decrease further.

Prepare yourself now because you can still get great advice from the eBook. Buy it with this secure link: https://shop.outstandingebooks.com/displayProductDocument.hg?productId=1

5. Yield Curve is still inverted!

The yield curve is still inverted. In a normal market, you get more interest (yield) for longer term investments. But very rarely the short-term rates become higher than long term rates such as now.

History has shown that an inverted yield curve is the best indicator of a future recession. The yield curve has been inverted since last fall, and if history is any judge we should be in a recession by the 3rd quarter of 2007. Throughout history, we have never had an inverted yield curve without a recession within the next 4 quarters.

The inverted yield curve does not cause the recession, it is simply a signal that something is out of whack in the economy.

6. What this means to you

One of two things could happen going forward in the real estate market: real estate prices will go up or they will go down. History has shown us that any asset that runs up, must come down, whether we are talking about the Dutch Tulip Market, the stock market bubble, the gold bubble of the early 1980s, or Japan’s run-up in housing in the 1980′s and subsequent 15 year decrease in values.

The big picture of the real estate market is that it goes up and down in cycles. It has been in an up cycle for 10 years and it is most likely time for it to face it’s down cycle.

This is the natural cycle of assets:

* Markets go up

* Greed and insanity take over

* An excess forms (i.e. overbuilding)

* A downturn corrects the excesses in the market

This natural cycle is the same principle in “the big picture” as crash dieting is in “the little picture”. We starve ourselves to lose 15 pounds, which shuts down our body for the short term, only for it to crank up higher when we go back to “normal” eating patterns.

And speaking of diets, I heard from an old high school buddy who has lost weight on a “cookie” diet where he eats one high protein dinner a day and only 6 low fat cookies throughout the day whenever he is hungry. While he has lost weight on this 800 calorie a day diet, I can’t see how it is healthy to starve yourself like that. He told me that whenever he breaks his diet and eats any sodium, he immediately gains one and a half pounds. Talk about your body out of whack! I still recommend exercise (www.mattfurey.com) combined with a low white-carb diet (no white bread, white pastas, and limited sugars). It works for me.

Set your portfolio up correctly now by reading the eBook at http://www.myrealestatebubble.com.

***Disclaimer: This information and the corresponding websites do not constitute professional services, including, but not limited to investment advice. Please consult a finance and/or investment professional for services and advice.

What’s Happening In Real Estate Right Now And Where Is It Going?

What's Happening In Real Estate Right Now And Where Is It Going?

Louis Hill, MBA received his Masters In Business Administration from the Chapman School at Florida International University, specializing in Finance. He was one of the top graduates in his class and was one of the few graduates inducted into the Beta Gamma Sigma Business Honor Society.

Mr. Hill received his undergraduate degree from the University of Florida with a double major in Finance and Risk Management.

For the past several years he has been working in a South Florida commercial real estate lender that specializes in financing real estate developers. Mr. Hill has extensive experience in commercial lending and has seen firsthand the behind the scene challenges and pitfalls that real estate developers are experiencing. He has also seen how things have been deteriorating rapidly in the real estate market. He is also a professional consultant to professional real estate developers and investors.

Mr. Hill is very active in many civic groups and charities.

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What is Mindfulness?

The concept of mindfulness has actually been around for thousands of years. Its origins can be found in the earliest Buddhist teachings (2500 years ago). It has been used over the centuries in traditional eastern contemplative practices like Hatha Yoga and other meditation practices. Zen masters taught mindfulness to enlightened monks in the ultimate acceptance of their own existence.

However, the way we use the term here, Mindfulness should not be confused with inward focused mysticism or spirituality. Today Mindfulness not only refers to the acceptance of one’s reality but what one does with that reality. As we use it, Mindfulness is the skill of living in the moment and relating to the world in a nonjudgmental and reflexive as oppose to reactive fashion.

In recent years, science and westernization have adapted Mindfulness so that it can be cultivated daily, used without years of practice, and be compatible and useful within almost any modern human activity. Mindfulness is simply an introspective method for grounding your thoughts, emotions and behaviors in the reality you are currently experiencing, so you can stand back, observe, understand yourself more fully and take care of your needs.

The act of Mindfulness is the ability to focus your attention on your inner thoughts while letting go of past or future worries. It will take some practice to witness your thoughts popping up and then going away without self-criticism, but it can be achieved by most people without extensive training, just daily practice. For instance, just watching your breathing can have a calming effect on your mind and slowly restore your sense of well-being. When you quiet your thoughts about what you have to do and your feelings dictating what you want to do, your intuitive mind takes over. Here you gently move from dwelling on the past or future to being focused on what you are doing right at this moment. Being in this state of Mindfulness allows you to listen to your gut and discover what you truly need. Mindfulness allows you to acknowledge your feelings, witness your thoughts and redirect yourself away from distraction.

We live in era of constant upheaval and change. Actually, most of us get through life on autopilot. Our brain gets filled with restless ideas and memories that are hard to keep track of especially when we become stressed. We tend to “tune out” and just “try to get through the day.”

Everyone’s mind naturally wanders, but when you practice Mindfulness you are aware of your mind wandering and can gradually redirect it back to the present. Mindfulness allows you to gently quiet all the noise in your head. Paying attention to your breathing, tracking your thoughts, or scanning your body for tension are just few of the many ways to reduce mental chatter. With Mindful practice, you can learn to remove the tendency to jump to conclusions, make assumptions and idle judgments, and recognize that your negative or positive feelings are coming from you and not the external world around you.

Dr Marsha Linehan, founder of Evidence Based Dialectical Behavior Therapy (DBT) says we need to adopt a “Reflexive Mind” in order to cope with distress and change. Here, your mind is trained to act like Teflon, nothing sticks to it long enough to attach. Mindfulness has been shown to bring calmness and patience to those who embrace the practice. People who practice daily Mindfulness are processing life rather than analyzing its content. The ultimate state of Mindfulness is mental resiliency.

In fact Mindfulness can also help you stay focused and aware even when you are engaged in mundane activities such as driving, eating, and walking. Research has shown its positive effects on boosting the immune system, managing pain, reducing stress and cultivating personal awareness.

A beginning Mindful sequence may involve:

- Sitting in a quiet and comfortable location

October 6, 2012 By

- Thinking about where you are and what you are doing at this very moment

- Closing your eyes

- Allowing thoughts about what already or will happen move in an out of your consciousness with your non-judging mind and gentle persuasion

- Focusing on the sensations of breathing each breath and noticing what that does to your belly, nostrils and lungs

- Making note of every thought and feeling that comes up and then returning to your breathing to further anchor your attention

- Observing your mind but, not getting stuck on any one particular thought or feeling as your breathing becomes more natural, full and steady

- Opening your eyes and looking at something you have seen before with a fresh perspective.

What are Affirmations?

Affirmations are declarative statements about something you now know, did, or intend to do. When you use an Affirmation you are not only being aware of your thoughts, but you are taking conscious control of them. When you say, write, read or even think of an Affirmation, you are, in effect, taking steps to acknowledge what is worthwhile about you.

Studies have shown that most of our daily thoughts are negative. Working with Affirmations makes you aware of how self-defeating thoughts chip away at your creativity. Affirmations help you create a new reality and visualize what you essentially want out of life.

Negativity can threaten your health and happiness. In fact, when you are not paying attention to your thinking, you are more liable to pessimistic and not realistic or optimistic. The more you are aware of what you are actually telling yourself, the more upbeat you will sound. Using command based phraseology, keeping the Affirmation in the present tense and making it reality based offers you more reinforcement. Repeatedly telling yourself that you are, or will be, deserving, healthy, and successful, the more your positive determination will flow. You’re more likely to see a bounce in your step and a lift in your life by using daily Affirmations.

What are Mindful Affirmations?

” Mindful Affirmations ” are not just inspirational sayings. We use the term as thought provoking phrases that loosely derive from Mindfulness ideas of Dr. Jon Kabat-Zinn, who founded the medical and meditative models of Mindfulness. He came up with Eight Stations of Mindful Meditation:

- Smile

- Breathe

- Arrive

- Attend

- Find the essence

- Slow down

- Listen

- See things with a new perspective

Mindful Affirmations incorporate one or more of these active stations into each passage in order to support the Mindful notion of keeping an “open mind,” where possibilities have no limits. They are not meditations as used by Dr Zinn and others. Mindful Affirmations take ordinary Affirmations like “Your self-confidence will carry you on,” and make them more reality based so the reader can gradually acknowledge and accept the truth about their life. An example of expanding the above Affirmation into a Mindful Affirmation would be “I barely thought of my own self-worth until I saw myself going backwards in life. Letting myself go and losing all I had gained made me feel stuck and dependent. I now see how harnessing my self-esteem can help me not only find my way but, carry me through life.”

This phraseology helps to evoke not only the reader’s subconscious mind, but keeps the reader focused on the key of Mindfulness, just being in the moment.

Pain is about growth and is inevitable. Unfortunately, too many of us have become addicted to suffering… but suffering is optional! Mindful Affirmations make our conscious and subconscious minds look at our pain and release our fears about the unknown. Our inner subconscious mind has the desire for change but doesn’t know just what to change or how to do it. Our outer conscious mind desires to be relaxed, in balance and accept our state of affairs. When working in concert our two minds remove expectations/accusations and allow us to gently examine our feelings, thoughts and behaviors about the past without dwelling or being judgmental.

When Mindful Affirmations are written in the first person they can help the reader not only empathize with the writer, but slowly begin to accept and validate their own pain, saying inside themselves, “I guess I am not alone.” Mindful Affirmations not only break down the reader’s self-imposed isolation but offer them options for change such as in the passage, “I now see that responding rather than reacting will build a healthy interpersonal world for myself.”

It has been my clinical experience that each time I ask a patient to read a Mindful Affirmation, they mention to me that they now see their old problem in a different way. One of the core values of Mindfulness is to be able to see yourself and the world around you with a “new set of eyes.”

The focus is on accepting, commitment and learning (refers to “ACT” therapy) a new way of living or looking at life. Mindful Affirmations help the reader’s mind stay engaged while supporting the surrender of old baggage and unfulfilled expectations.

Mindful Affirmations use positive assertions like “I feel happy,” but allow our present awareness to reinforce our declaration giving us clarity of thought to see our options. It is a coping strategy. For example, the statement “When I am stressed I make myself sit and take notice of my surroundings,” supports your inner desire to stay calm and centered rather than be overwhelmed and scattered.

The book takes Affirmations to the next level by first talking about how “I” (the reader) arrived at the state of not being able to take control, what resulted, and how “I” plan to take command of my life in the future.

Using these three components to the Affirmation not only supports the drive to do better, but plants the seed more firmly that “I” will make progress and “I” can learn from my past. Mindful Affirmations are cyclical in nature. Each time a negative feeling comes up the reader has a choice to make good or bad decisions. The truth is that we are more likely to accomplish what we set out to do, if we are keenly aware of how the past made us feel and what consequences may lie ahead.

Mindful Affirmations help you not only face reality, but look beyond it by challenging your old mental dialogue with a new perspective. Mindful Affirmations allow you to step back from life enough to examine regrets and embrace new options. Mindful Affirmations help you discover that who you really are is what keeps you alive, vital and present.

Dr Unger’s new book “Presence of Mind – Mindful Affirmations” is available at the website Store.

Real Psych Solutions ( http://www.realpsychsolutions.com ) provides Real Psychology Solutions: Practical Self-Help Materials for Mental Health and Living Well and is physically located at The Center for Empowerment in Dana Point, CA, but has a global online following. It was founded by Arlene Unger, PhD (PSY) and Stefan Unger, PhD in 2009.

Real Psych Solutions aims to provide useful and practical self-help materials based on the work of licensed mental health and medical professionals, certified lifestyle and wellness coaches and other recognized experts. We have lots of Free Materials and Resources from many Authors, as well as an online Store with valuable and insightful, but economically priced, items.

? 2010 Arlene Unger, PhD. All rights reserved. This article may be reproduced “as is”, i.e. without change or fees.

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Are The Baby Boomers Going to Redefine Old Age?

October 2, 2012 By

Are The Baby Boomers Going to Redefine Old Age?

The baby boomer generation were born between 1946-1964 following the end of World War 2. The war had started in 1939 in Europe and ended in the summer of 1945. The birth of the baby boomers was described as a “shockwave”, and as “the pig in the python”. By the sheer force of its numbers the boomers were “a demographic bulge” which remodelled society as it passed through it. We were to create a very different lifestyle to that of previous generations.

As a group the baby boomer generation were the healthiest and wealthiest generation. We have been trend setters throughout our lives and I guess this will continue into our retirement years.

Because of the sheer numbers of the baby boomer generation we’ve always had a significant impact on society in general, the workplace and the market place as we passed through it.

We’ve created booms in many areas such as:

The manufacturing industry that catered for the baby boomers needs, everything from baby food, toys, shoes when we started to walk,clothes, household appliances when we started setting up our own homes and cars.

The music industry when we were in our teens and buying records.

The Fashion industry when we were following the latest trends.

The property market when we were all buying houses.

The Stock Market when we were at the peak of our careers and had money to invest towards our pensions.

As the baby boomer generation age we’re creating another boom now in the Health and Fitness Industry and the Beauty Industry as we try to remain fit and young at heart. The next boom will be the Care Industry as we reach our final years.

We’ve experienced the highs and lows of the stock market, the property market, the job market and now we’re facing the highs and lows of retirement.

Our pensions have been plundered, the savings that we thought would boost our retirement income are being eroded by the lowest rates of interest for probably the longest period in history and our houses are losing value.

Many of us are having to re-write our retirement plan because of the global economic downturn. We are also what has been described as the sandwich generation. Because of second marriages many baby boomers are approaching their 50′s and 60′s with the financial burden of children going through university coupled with the responsibility of caring for aging parents.

4.9 million U.K. baby boomers will be affected by the proposed state pension age reform bill. The proposals are to increase the pension age for both men and women to 66 in April 2020. Previously the plan was to raise the age from 65 to 66 between April 2024 and April 2026. Women were already seeing their state pension age rise from 60 to 65 by then, but now they may have to face working a year or even two for some, longer than they had expected to.

But it’s not all bad! If we’re going to live into our 80′s and 90′s do we really want to retire?

Yes, we have many challenges ahead of us but we baby boomers are a resilient lot. We’ve embraced change throughout our lives and we have a great many more choices on how to spend our retirement years than previous generations have had. The world seems to be more accessible with luxury cruise liners and jumbo jets. There are still places to go and things to see and do. New experiences, new hobbies and new friends just waiting to be found.

There is a growing trend of baby boomer entrepreneurs springing up, using the opportunities available to start their own business after retiring from the “day job”. We’ve gained a wealth of experience and knowledge in our life journey so far, and the internet particularly has opened up many doors. You can create a website, write a blog, write that book you promised yourself and publish it as an e-book. Become a consultant, a life coach, an expert on gardening golf or sailing, whatever your fancy!

For those who own their own homes there are ways of releasing equity, or the option to downsize or even to rent out to produce an income if we want to go travelling.

There are many property options to choose from with the choice of retirement apartments, retirement villages, shared ownership and assisted housing that means we can maintain our independence. Even if our health starts to fail, and we need something more manageable with help on hand, there are still choices open to us.

It’s still possible to fulfill our retirement dreams, but we may have to start thinking outside the box. One thing that’s for sure we’re not ready to retire from the stage of life yet and put our feet up. The baby boomer generation are still rocking and rolling and it’s all about living an active life and defying old age for as long as we can.

Are The Baby Boomers Going to Redefine Old Age?

Are The Baby Boomers Going to Redefine Old Age?

Pat Price is a former Training & Development Manager with a global organization in the Construction Industry. One of the many courses she organized was a course all employees looked forward to going on “The Retirement Course”. Since her own retirement from the corporate world she has studied internet marketing and combined her knowledge on retirement issues with her own personal experiences to create a website babyboomers-retiring.com. The website gives tips and advice on retirement issues and is a place where baby boomers can share their own dreams and challenges.

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“One comes to believe whatever one repeats to oneself sufficiently often, whether the statement be true or false. It comes to be dominating thought in one’s mind.”

– Robert Collier

Repetition of words creates repetition of thoughts.

Repetition of thoughts creates reality.

By intentionally choosing the words that wallpaper your mind, you change the tone of the room in which you live and you change the life you are living.

******* The Power of Words *******

We typically dilute our words by drawing them from vague and conflicted states of mind. We present a muddy impression on the creative medium in which we live and our reality mirrors our dull efforts. This is so easy to remedy that you may actually shock yourself with your radical improvement in results as you become more intentional with your affirmations.

Words are not just signposts that point to meaning. When we use them to simply report what we observe it’s like using a racecar to deliver newspapers.

Words are powerful instruments of manifestation. When given an open road they will perform extraordinary feats.

******* Eliminate These Words *******

We use certain words habitually and somewhat unconsciously. By eliminating them from your affirmations, you will automatically begin implementing 2 of the 3 ways to supercharge your affirmations, without even yet knowing what these 3 ways are.

Here are the words to eliminate:

no, not, don’t, doesn’t, never, won’t, can’t, stop, quit, will, am going to, should, want to, plan to, hope to.

Every time you create an affirmation, check for these words. If you find them, reword your affirmation without them.

******* 3 Superchargers for Your Affirmations *******

Supercharger #1

==>Always Affirm in the Present Tense

When you are creating an affirmation, you are like an artist creating a painting. Whatever you affirm with your paintbrush becomes the reality on the canvas. As an affirmation artist, you do not have colors on your palette. Your words are your paint. You are pulling potential realities from the formless realm into the manifest realm through the narrow birth canal of your carefully chosen words.

Choose your words in the present tense so that the reality you choose becomes experienced now. Now is the only time that has the mystical power to pour forth a manifestation. If you word your affirmations in the future by saying, “I will…,” you keep that carrot dangling in the fictitious future and you pull the plug on the power of your affirmations. A surefire way to begin an affirmation is with the sacred words, “I am…”

Supercharger #2

==> Always Affirm in the Positive

You are bothering to create an affirmation because you are living something unwanted and you desire a change. It is only natural that you would understand your desire as not wanting what you’ve got. But if you point your affirmation toward getting rid of a habit or condition, if you say what you will not do, or if you affirm that something will go away, you are actually chaining yourself to it.

It simply does not work.

In fact you’d be better off not to affirm at all because this sort of negative affirmation is like affirming the opposite of what you want. Remember, to affirm means to make firm. It is the process of bringing things into form. Remember also that the universe does not hear the word “no.” So whatever you are talking about, whether you are affirming or denying it, you are in effect, affirming it.

Instead of saying, “I will quit smoking,” which is both in the future and negative, say something like:

All my actions are healthy and intentional. I choose my actions and I enjoy all my choices. I am in charge of my actions. I have healthy life affirming habits. I love being in charge of my life.

Supercharger #3

==> Feel as if it’s Already True

Once you have a well-chosen phrase to affirm, one that is positive, in the present tense, and feels good when you consider it, enter into its world. Step into the affirmation as if it were already your reality. When you say it, imagine that it is already true. Feel how you would feel if it were already manifest. Steps 1 and 2 build a powerful rocket. Step 3 lights the fuse and sends it off with a blast.

Affirmations can literally change your life. They are free. Everyone has equal access to them, and they work day and night, always ready and willing to bring your good to you. Use these 3 superchargers every time you do an affirmation process and watch your life transform before our eyes.

October 2, 2012 By

Find out more about the power of affirmations at the Affirmative Contemplation website at http://www.AffirmativeContemplation.com . You can receive Dr. Rebbie Straubing’s Free e-Course, 7 Secrets for Manifesting Your Heart’s Desire, at http://www.yofa.net/7secret.html . Dr. Rebbie Straubing is a workshop leader, Abraham Coach, and inspirational writer.

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Motorcycle Storage: Is Your Motorcycle Going To Be Ready For Spring? Part I

September 28, 2012 By

Motorcycle Storage: Is Your Motorcycle Going To Be Ready For Spring? Part I

Many of us live in areas not conducive to riding a motorcycle rear round. I know there are die-hards out there who will ride in anything, all year, I used to be one of them, rain, snow, negative temperatures, you name it. Today, however, I prefer to ride my motorcycle when the conditions are more favorable. I enjoy riding more when there are less hazards and warmer temperatures. This means that every year, just like thousands of others, I roll my motorcycle into its winter nesting place, the back of my garage.

Storing a motorcycle is not as simple as rolling it into the back of a garage though, at least if you want a effortless start to the new riding season. It doesn’t have to be hard either. Just a few steps and you can insure that your motorcycle will be ready when you are.

The first and most important step would be care of your motorcycle battery. Over time motorcycle batteries slowly discharge. You might have experienced the effects on your battery after your motorcycle sat for just a week or two. Imagine if you left it alone for an entire winter. Your battery would surely be dead and depending on its age and condition before storage, it might not ever take a charge again. Buying and installing a new battery in your motorcycle on the first day of good riding weather is an easily avoidable situation. Keep your motorcycle battery charged.

In the past one would have to charge the battery periodically during the storage period. Today we have battery chargers that offer a low rate of charge only as needed by the battery. These battery chargers shut off when a full charge is reached as to avoid overcharging and damaging the battery. Most of these battery chargers supply a ‘pigtail’ that can be permanently attached to your motorcycle battery, thus making it easier to connect the battery charger. So convenient that you easily could, and should use the battery charger year round.

The second sign of a long stored motorcycle is the deterioration of the fuel. Like batteries discharging, over time fuel will become ‘stale’ and creating a gum and varnish buildup. Not just the fuel in the tank, but in the entire fuel system. To avoid hard or impossible starting of your motorcycle (and poor running if you do get it started) due to stale fuel, removing or treating the fuel in your motorcycle is a must. Draining a fuel tank is a real drag, and getting all of the gas out of carburetors is not much better. Fortunately there are fuel additives available today that will halt the negative effects of aging gas, perfect for your stored motorcycle.

Congratulations! You’ve tackled the two most important steps in storing your motorcycle. Check back for Part II where I discuss commonly overlooked storage details and talk about bringing your motorcycle out of storage.

Motorcycle Storage: Is Your Motorcycle Going To Be Ready For Spring? Part I

Motorcycle Storage: Is Your Motorcycle Going To Be Ready For Spring? Part I

You can get more essential motorcycle info and tips including what you need to know about motorcycle shipping, motorcycle parts and accessories, motorcycle tours and rentals, motorcycle insurance, motorcycle repair, motorcycle buying and selling, and motorcycle racing all at [http://www.mototechtips.com/]

Also check in at http://moto-tech-tips.blogspot.com for current information on everything about motorcycles.

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Colon Cleanse – Foods and Drinks to Avoid When You’re Going Through a Colon Cleanse

September 18, 2012 By

Colon Cleanse – Foods and Drinks to Avoid When You’re Going Through a Colon Cleanse

If you’re about to start a colon cleanse or you’re thinking about taking one, there is no point whatsoever in eating and drinking the wrong foods as you go through your cleanse. Doing so will simply cancel out whatever you achieve.

Foods and Drinks to Avoid

1) Any food that is processed is a big no no! These types of foods will simply fill you up with the toxins and poisons you’re trying to rid your body of. Think about foods like fast food, frozen meals, bottled sauces and preserves. These are all processed foods you should avoid when going through a colon cleanse.

2) Sugary foods! That means cakes, cookies and candy. These kinds of food will give you a false boost to your energy levels and then when they wear off, you are more likely to feel low. You need to keep yourself on an even emotional course when you’re going through a colon cleanse.

3) Fried foods! These foods will only re-coat your colon in thick sticky fat and it is this fat that works to clog up and back up your colon.

4) Drinks! Fizzy drinks, tea and coffee and alcohol are all to be avoided when going through your cleanse. Instead add plenty of drinking water to your diet and this will help you flush out and dilute the toxins and poisons you’re trying to flush out.

It might seem rather drastic, but what you’re attempting to do as you go through a colon cleanse is to rid your body of months, years of toxins, poisons and backed up poop in your colon and your bodily systems. These impurities have largely have been left inside you through the foods and drinks that you have been eating – that’s why you should avoid them as you detox your body!

Colon Cleanse – Foods and Drinks to Avoid When You’re Going Through a Colon Cleanse

Colon Cleanse - Foods and Drinks to Avoid When You're Going Through a Colon Cleanse

To kick start your cleanse, use a supplement that will bring you the results you’re looking for! Don’t leave this to chance and ruin your chances. Get your FREE trial offer of Power Colon Cleanse supplement by clicking on the link and going to the next page.

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Three Advantages of Going to a Technical College Instead of a University

September 7, 2012 By

Three Advantages of Going to a Technical College Instead of a University

If you’re wondering what kind of studies to pursue in an uncertain world full of rapid change there are at least three advantages technical colleges have over universities.

They’re cheaper and easier to get into than universities

Technical colleges are cheaper than universities. Tuition at a technical college can vary from $3,000-$5,000 for each school year, depending on the type of program. Tuition at universities, however, could range from about $7,000 a year for a state university in the U.S. (or a Canadian university), to $30,000 a year for an ivy-league university.

The tuition bill at a university will also be larger than a vocational college because the programs are longer. Undergraduate degree programs at universities generally last four years. Many vocational college programs typically last 1 to 3 years.

Technical colleges are also easier to get into than universities. A good U.S. university requires high grades and high SAT scores. Technical colleges, however, place less emphasis on marks and SAT scores. They may assess aptitude and skill instead. Graphic arts students at the college I work at have to bring a portfolio when applying for a space, while advertising students have to write an entrance exam assessing their communication aptitude.

Practical job-related training

Technical colleges offer practical, hands-on training. At the college I teach at (I teach communications to different departments), I see students who are learning to program computers, create dentures, clean teeth, design jewelery, make pastries, design websites or even new gadgets. Many of them get jobs shortly after graduating.Some even continue on to a university a few years later since some college courses can bridge into university degree programs.

Smaller Classes

At technical college, classes are smaller than those at a university. Students might attend labs in their various fields (there are always limited spaces) and work learning hands-on skills, as an instructor, usually an expert in the field, gives timely and individualized feedback. In a university, students could find themselves in a large lecture theatre full of hundreds of students with the professor as a tiny spec at the front of the class delivering information. Having attended such a class at a large Canadian university, I can tell you it is very alienating and not terribly conducive to learning.

So, consider your options carefully as you make important decisions about your post secondary education. You might be pleasantly surprised by what a technical college has to offer.

Three Advantages of Going to a Technical College Instead of a University

Three Advantages of Going to a Technical College Instead of a University

Rhonda_M teaches communications at a college in Toronto, and writes a blog about “life in the writing lane”.

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Affirmations are simply positive, or affirmative, statements of truth. The tricky part is that the truth of the affirmation need not be a “present reality;” it can be a future reality you truly wish to create. By declaring this future reality in positive, definite terms, you are tasking your conscious and unconscious mind with finding this new reality. It is important to consider that, when your prayer is answered, it will be now; so, the proper way to “declare a thing” and make it so is to offer thanks NOW – in this moment – for your desired reality as if it had already happened. Your emotional guidance system will seek to recreate the experience of being happy for having achieved this particular goal; and it is likely to do it by bringing that goal to fruition.

Life is a continuous series of changing circumstances. Our thoughts help us make sense of this ever-changing landscape; and they help guide us from one event to another along this path to future “now’s.” Along the way to your future, you are continuously asked to offer thought as a way of generating your future realities. Change happens with or without your input; but you can create affirmative change with affirmative thought. Consider the following words from two great teachers of this path of positive thought and affirmative action:

“Be the change you seek to create in the world.” – Gandhi

“Do unto others what you would have them do unto you.” – Jesus

“Declare a thing and it is so.” – Jesus

“As a man thinketh, so is he.” – Jesus

“Our thoughts become our words as they become our beliefs; our beliefs become our actions as they become our habits. Our habits become our values as our values become our destiny.” – Gandhi

“Whatsoever you desire, when you stand in prayer – believing – will be given unto you.” – Jesus

Believing in a thing is affirming it – it makes it firm, or physical. As you think about a thing which has sparked your interest or curiosity, or which has become desirable to you, your thoughts will naturally want to return there. As you think of a new thing, you will begin to notice that new thing in your world where you haven’t noticed it before. You will also begin to look in new places, read new books and magazines, and perhaps begin doing research or study in this new area of thought. As you give more attention and thought-energy to these ideas, you will develop mental imagery and additional ideas.

The imagery and new ideas you experience, while giving thought to your new desire, will make you feel a certain way. If the feelings are positive, your desire will grow; if your feelings are negative the desire may also grow, but it will likely grow into that which you are afraid of. If your thoughts are positive, and they excite you, you will probably begin speaking about them, as we think and talk about those things which most interest us. These thoughts and words will then stimulate actions and behaviors. Affirmative thoughts inspire affirmative action. Inspired action seems to be effortless and always creates positive change and new realities.

Just imagine that you are programming a computer; you wouldn’t tell the computer all the things you don’t want it to do. You simply tell the computer – in a language it understands – what you want it to do; and then you tell it to do it. Your mind and body operate in much the same way; so, your self-talk – which is actually a type of self-programming – should always be affirmations of what you want to happen. Your programs should always be positive, affirmative, direct, and specific; but you should keep in mind that this is a process – and part of the process is exercising patience and a peaceful countenance. You may not master this immediately; so relax, and be of good cheer.

By thinking and speaking affirmative words, we can generate an affirmative mood, or disposition; an affirmative disposition is one which is free from stress. This state of mind and body is a healing state. Positive thoughts do not stress us out; that’s because they do not cause or stimulate the release of the harmful stress hormones which we experience as “bad feelings.” The way we phrase our words and intentions has a lot to do with the way our subconscious hears, interprets, and acts on those thoughts we hold so important that we took the time and energy to turn them into words. When you turn a desire into words, it is one step closer to becoming a physical reality.

Imagine that you are ordering dinner and you tell the waitress what NOT to bring you. Do you know what you will get for dinner? Some people say that affirmations are not useful or effective because they affirm the lack of the thing you are affirming. In these cases, semantics are everything; re-framing your negative desires into positive affirmations may take some time and thought, but it is worth it. A declaration of what you do not want is really a “negation,” and not an “affirmation.”

By saying, “I don’t want to be sick,” or “God, please take away my illness,” you are focusing on the fact that you are sick, or have an illness; and you are trying to negate it by thinking about it. This does not work. Though you may heal; it will be through natural processes that you could have sped up with an affirmation instead of slowing down with a negation. “Thank you, God, for giving me this wonderful health and strength so I can go for a walk!” is a much better prayer for restoring health and wellness than those listed above.

To create health, wellness, happiness, success, and prosperity, in all areas of your life, begin thinking positively and affirmatively. Think creatively and optimistically if you wish to create a new reality. Express gratitude in your affirmations; and try to feel the feeling of gratitude in your heart as you imagine the happy, new reality you wish to create. Continue to affirm only those things you wish to experience in your life, body, and experience. Below are a few examples of affirmative prayers for health, prosperity, etc; they will give you an idea of how effective thinkers effectively create using effective, affirmative thought. Affirmations need only contain gratitude, joy, and a positive intention.

Try generating a new attitude in the areas where you have problems or suffering. Consider re-framing your focus on the most positive statement you could make about the conditions you wish to experience. “A man must first assume those characteristics he wishes to possess.” Some people say, “Fake it until you make it;” but repeating affirmations will help you choose a more positive track for your thoughts. Try some of the following affirmative thoughts and see how they feel to you; say them out loud and hear how they make you feel:

If you are ill and thinking, “God I feel miserable!” try thinking:

Health – “Thank you, God, for giving me health and strength so that I might live fully and be a model of health and joy to others. Thank you for giving me the strength, courage, and willingness, to do the things that enrich and empower me…”

If you are in turmoil and chaos and thinking, “I’m going to kill someone if these people don’t get off my back!” or “I don’t know what to do! I’m so afraid and worried…” try thinking:

Peace – “Thank you, God, for giving me peace. Thank you for giving me faith and trust and for quieting my mind so that I might rest and hear more clearly your will…”

If you are experiencing relationship problems, instead of thinking, “God I am married to such a _________!!! I can’t stand this anymore!” try thinking:

Relationships – “Thank you, God, for giving me the love and wisdom to see you in all your creation and to love all creation and all living things unconditionally. Love and harmony are alive and well in all my relationships.”

If you are experiencing weight issues and you hate what you see in the mirror, try thinking:

Weight Loss – “I am happy and peaceful here and now. I am safe and loved and create my own peace, security, and nourishment from the power from within me. I am free; and I release the past and others to be free now.”

If you are having financial difficulties, instead of thinking about debt, or a pile of bills, try thinking:

Prosperity – “My good returns to me now in an avalanche of abundance; thank you, God, for prospering me in all my ways. Only good comes to me; and there is always more than enough to share.”

If you can’t seem to make things work out, and you’re thinking, “Why can’t I ever catch a break?” try thinking:

Success – “Thank you, God, for growing my good thoughts now. I give thanks for the wonderful insights and ideas which I have been given and are now coming to light. Thank you for all things going my way, favoring me with your blessings, and for benefiting all as your grace now benefits me. “

“It’s the repetition of affirmations that leads to belief. And once that belief becomes a deep conviction, things begin to happen.”

– Muhammad Ali

September 3, 2012 By

Pete Koerner, author of The Belief Formula

http://www.ExploreExpandEvolve.com

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Affirmations can be used to improve practically any area of your life. It does not matter if the situation is a simple one or if it is absolutely critical, affirmations can be of great use. However many people who have used affirmations do not get the full benefit from them and even go as far as to claim they do not work. This is simply because they have not learned how powerful affirmations really are, how to use them to their fullest and why creating your own affirmations is so important.

What are affirmations used for?

Affirmations can be used in many areas of your life, for instance if you are going to an interview and you are feeling nervous you can use an affirmation like “I can do this, I will be a hit, I am a winner or I will succeed” to help you calm down and boost your moral and confidence. Affirmations can also be used to change your beliefs about something. Lets say you have the belief that there are no good men around anymore, you could use an affirmation like “I am open to the idea that there is a good man out there for me.” This will help you to change your belief about men. There are countless ways for you to use affirmations in your life.

Why write your own affirmations?

There are literally thousands of websites online offering you lists of affirmations that are supposed to change your life and although the affirmations are often powerful in of themselves, they often do not help the user for one simple reason. They are not specific to the users situation and beliefs. Here’s an example, suppose you are not happy about your body any you want to change the way you think about your body. So you choose an affirmation from a pre-written list that says, “I am beautiful and I love my body.”

Although this may be a good affirmation it is likely to be useless for anyone who is truly unhappy with his or her body. This is because if you have a negative belief and you try to change it by stating the direct opposite the first thing your mind will do is resist the positive statement as it is simply to big a jump from one end of the spectrum to the other. This is why it is so important to learn how to write affirmations that are specific and fully directed towards your needs.

Instead of trying to convince your mind of a fact that is directly opposite to what you believe, instead you would write an affirmation that is hopeful, positive and opens your mind to accepting a new belief. The affirmation could be something like, “I am making healthy choices to improve my body” or “little by little I am changing the way I look” or “I am open to the idea of reaching my perfect weight.”

When you soften your affirmations you receive less resistance and therefore stand a much greater chance of actually changing your beliefs and improving the negative self-talk. Then as your self-image improves you can make your affirmations even more powerful. The most important thing to remember when using affirmations is to focus on how the affirmation you are using makes you feel. If when you state the affirmation you feel tension or resistance to the words then the affirmation is too far away from your present belief and needs to be softened. Also when you do this you should include hopeful words and statements like “I intent to, I am moving towards, I am reaching for, and I am open to.”

Following these simple tips will help you to write powerful focused affirmations that will change your life and you will also be more in-tune with your feelings which will in turn help you to recognize when an affirmation is right for you and when it is not.

Want to know more?

August 25, 2012 By

Visit Carol King at Missing Ingredient Coaching and grab a copy of the highly acclaimed ebook How to Write Powerful Affirmations. This guide will teach you every thing you need to know about affirmations including step-by-step instructions on how to create focused affirmations that are specific to your needs and how to use them in your daily life. Go Now!

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