Purchase Order Financing Overview

November 12, 2012 By

Purchase Order Financing Overview

Knowing the ends and outs of purchase order financing is an asset to almost any small or medium sized business owner. In the sections below you will learn just exactly what purchase order financing is, the benefits, drawbacks, who can benefit the most from it, and would be likely to qualify for it.

What is purchase order financing?

Purchase order financing is another way to get a loan for the capital you need to finance the supplies, production, and shipping of a product after you have received a purchase order from a buyer. Once you produce the finished goods and are paid, you can then pay off your invoice to the company who provided you with funding.

This is a perfect solution for small start-up businesses who have orders coming in but don’t have the finances required to order supplies, pay their workers, and ship the finished goods. This would also be a great opportunity for a small to medium sized businesses who have found themselves with a sudden large customer jump or are graced with a very large order.

Who can benefit from purchase order financing?

- Purchase order financing is great for small to medium sized businesses who usually do not have the funds for large orders that could sky rocket their sales and turn their product into a household name. Image pitching your product to a major retailer, receiving an order from them, and then not being able to produce the goods needed because you are short on funds. purchase order financing could save you from this heart-breaking, and business-breaking, blow.

- A company who has received an order so large that they would need a six-digit loan. A purchase order financing company is not there to finance every single order so that a business does not have to spend any money up-front, it is merely a means for businesses to get the funds they need for an order that would otherwise be out of their reach financially.

- Only those who are reselling an already made product that they have to purchase in order to send to the buyer, such as drop shippers, or are

producing a product to sell may be eligible to receive purchase order financing.

For example, if you are selling a service, you would not qualify to receive purchase order financing. Although it may take capital you do not have to hire employees to perform the service, it would still not qualify under most company

guidelines.

What are the drawbacks of purchase order financing?

There are few drawbacks to receiving purchase order financing, however, there is one major qualification that could potentially stand in your way. When a company grants you funding, they assume they will be paid after your

customer receives the finished product and pays you. Because of this, many funding companies will check the credit of your buyer(s) to be sure that you will not get ripped off and be left without the money to pay your invoice. Purchase order financing companies are not only taking a chance on you, they are taking a chance on your customers as well. They are the ones with the real risk if the deal goes sour. Knowing that your customer is credit worthy gives the company the peace of mind to lend to you.

What to look for in a purchase order financing company

You should find a company that is right for you. These guidelines may help you better understand what type of company you should apply with:

- Find out what their minimum and maximum funding guidelines are to ensure that they meet your financial need. If a company only funds loans that are in excess of what you are looking for or has restrictions that are less than what you need then you are best moving on to another company.

- Find out what other eligibility requirements they have to

ensure that you do qualify under their guidelines before you waste any time applying for their loan.

- Find out what length of time you have to repay the loan and

check to see if it meets with you production and billing schedules to ensure that you will have the funds in time.

- Once you have found a company that works for you, make sure

that they have a fee or interest rate that your company can both afford and be comfortable with.

In the world of loans and financing, purchase order financing may be a small business’s best ally. They will usually have repayment terms that allow time for production of a product and it is the fastest way to receive financing without losing any investment in your business. Also, since they will check into the credit worthiness of your buyers, they may save you from producing a product for a deadbeat buyer. All in all, purchase order financing is a way to finance a large order that may get your product into the hands of a top notch retailer.

Purchase Order Financing Overview

Purchase Order Financing Overview

David Springer is a consultant for Sovereign Funding Group. Sovereign Funding Group is an experienced, reputable company that offers convenient, no-risk services to help you with the selling of your deferred payments and business financing including purchase order financing.

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Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

November 6, 2012 By

Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

It’s time. We’re talking about purchase order finance in Canada, how P O finance works, and how financing inventory and contracts under those purchase orders really works in Canada. And yes, as we said, its time… to get creative with your financing challenges, and we’ll demonstrate how.

And as a starter, being second never really counts, so Canadian business needs to be aware that your competitors are utilizing creative financing and inventory options for the growth and sales and profits, so why shouldn’t your firm?

Canadian business owners and financial managers know that you can have all the new orders and contracts in the world, but if you can’t finance them properly then you’re generally fighting a losing battle to your competitors.

The reason purchase order financing is rising in popularity generally stems from the fact that traditional financing via Canadian banks for inventory and purchase orders is exceptionally, in our opinion, difficult to finance. Where the banks say no is where purchase order financing begins!

It’s important for us to clarify to clients that P O finance is a general concept that might in fact include the financing of the order or contract, the inventory that might be required to fulfill the contract, and the receivable that is generated out of that sale. So it’s clearly an all encompassing strategy.

The additional beauty of P O finance is simply that it gets creative, unlike many traditional types of financing that are routine and formulaic.

It’s all about sitting down with your P O financing partner and discussing how unique your particular needs are. Typically when we sit down with clients this type of financing revolves around the requirements of the supplier, as well as your firm’s customer, and how both of these requirements can be met with timelines and financial guidelines that make sense for all parties.

The key elements of a successful P O finance transaction are a solid non cancelable order, a qualified customer from a credit worth perspective, and specific identification around who pays who and when. It’s as simple as that.

So how does all this work, asks our clients.Lets keep it simple so we can clearly demonstrate the power of this type of financing. Your firm receives an order. The P O financing firm pays your supplier via a cash or letter of credit – with your firm then receiving the goods and fulfilling the order and contract. The P O finance firm takes title to the rights in the purchase order, the inventory they have purchased on your behalf, and the receivable that is generated out of the sale. It’s as simple as that. When you customer pays per the terms of your contract with them the transaction is closed and the purchase order finance firm is paid in full, less their financing charge which is typically in the 2.5-3% per month range in Canada.

In certain cases financing inventory can be arranged purely on a separate basis, but as we have noted, the total sale cycle often relies on the order, the inventory and the receivable being collateralized to make this financing work.

Speak to a credible, trusted and experienced Canadian business financing advisor as to how this type of financing can benefit your firm.

Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

Who's Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

Stan Prokop – founder of 7 Park Avenue Financial – http://www.7parkavenuefinancial.com. Originating business financing for Canadian companies, specializing in working capital, cash flow, asset based financing. In business 6 years – has completed in excess of 50 Million $$ of financing for Canadian corporations.Info re: Canadian business financing & contact details: http://www.7parkavenuefinancial.com/p_o_purchase_order_finance_financing_inventory.html

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What is Mindfulness?

The concept of mindfulness has actually been around for thousands of years. Its origins can be found in the earliest Buddhist teachings (2500 years ago). It has been used over the centuries in traditional eastern contemplative practices like Hatha Yoga and other meditation practices. Zen masters taught mindfulness to enlightened monks in the ultimate acceptance of their own existence.

However, the way we use the term here, Mindfulness should not be confused with inward focused mysticism or spirituality. Today Mindfulness not only refers to the acceptance of one’s reality but what one does with that reality. As we use it, Mindfulness is the skill of living in the moment and relating to the world in a nonjudgmental and reflexive as oppose to reactive fashion.

In recent years, science and westernization have adapted Mindfulness so that it can be cultivated daily, used without years of practice, and be compatible and useful within almost any modern human activity. Mindfulness is simply an introspective method for grounding your thoughts, emotions and behaviors in the reality you are currently experiencing, so you can stand back, observe, understand yourself more fully and take care of your needs.

The act of Mindfulness is the ability to focus your attention on your inner thoughts while letting go of past or future worries. It will take some practice to witness your thoughts popping up and then going away without self-criticism, but it can be achieved by most people without extensive training, just daily practice. For instance, just watching your breathing can have a calming effect on your mind and slowly restore your sense of well-being. When you quiet your thoughts about what you have to do and your feelings dictating what you want to do, your intuitive mind takes over. Here you gently move from dwelling on the past or future to being focused on what you are doing right at this moment. Being in this state of Mindfulness allows you to listen to your gut and discover what you truly need. Mindfulness allows you to acknowledge your feelings, witness your thoughts and redirect yourself away from distraction.

We live in era of constant upheaval and change. Actually, most of us get through life on autopilot. Our brain gets filled with restless ideas and memories that are hard to keep track of especially when we become stressed. We tend to “tune out” and just “try to get through the day.”

Everyone’s mind naturally wanders, but when you practice Mindfulness you are aware of your mind wandering and can gradually redirect it back to the present. Mindfulness allows you to gently quiet all the noise in your head. Paying attention to your breathing, tracking your thoughts, or scanning your body for tension are just few of the many ways to reduce mental chatter. With Mindful practice, you can learn to remove the tendency to jump to conclusions, make assumptions and idle judgments, and recognize that your negative or positive feelings are coming from you and not the external world around you.

Dr Marsha Linehan, founder of Evidence Based Dialectical Behavior Therapy (DBT) says we need to adopt a “Reflexive Mind” in order to cope with distress and change. Here, your mind is trained to act like Teflon, nothing sticks to it long enough to attach. Mindfulness has been shown to bring calmness and patience to those who embrace the practice. People who practice daily Mindfulness are processing life rather than analyzing its content. The ultimate state of Mindfulness is mental resiliency.

In fact Mindfulness can also help you stay focused and aware even when you are engaged in mundane activities such as driving, eating, and walking. Research has shown its positive effects on boosting the immune system, managing pain, reducing stress and cultivating personal awareness.

A beginning Mindful sequence may involve:

- Sitting in a quiet and comfortable location

October 6, 2012 By

- Thinking about where you are and what you are doing at this very moment

- Closing your eyes

- Allowing thoughts about what already or will happen move in an out of your consciousness with your non-judging mind and gentle persuasion

- Focusing on the sensations of breathing each breath and noticing what that does to your belly, nostrils and lungs

- Making note of every thought and feeling that comes up and then returning to your breathing to further anchor your attention

- Observing your mind but, not getting stuck on any one particular thought or feeling as your breathing becomes more natural, full and steady

- Opening your eyes and looking at something you have seen before with a fresh perspective.

What are Affirmations?

Affirmations are declarative statements about something you now know, did, or intend to do. When you use an Affirmation you are not only being aware of your thoughts, but you are taking conscious control of them. When you say, write, read or even think of an Affirmation, you are, in effect, taking steps to acknowledge what is worthwhile about you.

Studies have shown that most of our daily thoughts are negative. Working with Affirmations makes you aware of how self-defeating thoughts chip away at your creativity. Affirmations help you create a new reality and visualize what you essentially want out of life.

Negativity can threaten your health and happiness. In fact, when you are not paying attention to your thinking, you are more liable to pessimistic and not realistic or optimistic. The more you are aware of what you are actually telling yourself, the more upbeat you will sound. Using command based phraseology, keeping the Affirmation in the present tense and making it reality based offers you more reinforcement. Repeatedly telling yourself that you are, or will be, deserving, healthy, and successful, the more your positive determination will flow. You’re more likely to see a bounce in your step and a lift in your life by using daily Affirmations.

What are Mindful Affirmations?

” Mindful Affirmations ” are not just inspirational sayings. We use the term as thought provoking phrases that loosely derive from Mindfulness ideas of Dr. Jon Kabat-Zinn, who founded the medical and meditative models of Mindfulness. He came up with Eight Stations of Mindful Meditation:

- Smile

- Breathe

- Arrive

- Attend

- Find the essence

- Slow down

- Listen

- See things with a new perspective

Mindful Affirmations incorporate one or more of these active stations into each passage in order to support the Mindful notion of keeping an “open mind,” where possibilities have no limits. They are not meditations as used by Dr Zinn and others. Mindful Affirmations take ordinary Affirmations like “Your self-confidence will carry you on,” and make them more reality based so the reader can gradually acknowledge and accept the truth about their life. An example of expanding the above Affirmation into a Mindful Affirmation would be “I barely thought of my own self-worth until I saw myself going backwards in life. Letting myself go and losing all I had gained made me feel stuck and dependent. I now see how harnessing my self-esteem can help me not only find my way but, carry me through life.”

This phraseology helps to evoke not only the reader’s subconscious mind, but keeps the reader focused on the key of Mindfulness, just being in the moment.

Pain is about growth and is inevitable. Unfortunately, too many of us have become addicted to suffering… but suffering is optional! Mindful Affirmations make our conscious and subconscious minds look at our pain and release our fears about the unknown. Our inner subconscious mind has the desire for change but doesn’t know just what to change or how to do it. Our outer conscious mind desires to be relaxed, in balance and accept our state of affairs. When working in concert our two minds remove expectations/accusations and allow us to gently examine our feelings, thoughts and behaviors about the past without dwelling or being judgmental.

When Mindful Affirmations are written in the first person they can help the reader not only empathize with the writer, but slowly begin to accept and validate their own pain, saying inside themselves, “I guess I am not alone.” Mindful Affirmations not only break down the reader’s self-imposed isolation but offer them options for change such as in the passage, “I now see that responding rather than reacting will build a healthy interpersonal world for myself.”

It has been my clinical experience that each time I ask a patient to read a Mindful Affirmation, they mention to me that they now see their old problem in a different way. One of the core values of Mindfulness is to be able to see yourself and the world around you with a “new set of eyes.”

The focus is on accepting, commitment and learning (refers to “ACT” therapy) a new way of living or looking at life. Mindful Affirmations help the reader’s mind stay engaged while supporting the surrender of old baggage and unfulfilled expectations.

Mindful Affirmations use positive assertions like “I feel happy,” but allow our present awareness to reinforce our declaration giving us clarity of thought to see our options. It is a coping strategy. For example, the statement “When I am stressed I make myself sit and take notice of my surroundings,” supports your inner desire to stay calm and centered rather than be overwhelmed and scattered.

The book takes Affirmations to the next level by first talking about how “I” (the reader) arrived at the state of not being able to take control, what resulted, and how “I” plan to take command of my life in the future.

Using these three components to the Affirmation not only supports the drive to do better, but plants the seed more firmly that “I” will make progress and “I” can learn from my past. Mindful Affirmations are cyclical in nature. Each time a negative feeling comes up the reader has a choice to make good or bad decisions. The truth is that we are more likely to accomplish what we set out to do, if we are keenly aware of how the past made us feel and what consequences may lie ahead.

Mindful Affirmations help you not only face reality, but look beyond it by challenging your old mental dialogue with a new perspective. Mindful Affirmations allow you to step back from life enough to examine regrets and embrace new options. Mindful Affirmations help you discover that who you really are is what keeps you alive, vital and present.

Dr Unger’s new book “Presence of Mind – Mindful Affirmations” is available at the website Store.

Real Psych Solutions ( http://www.realpsychsolutions.com ) provides Real Psychology Solutions: Practical Self-Help Materials for Mental Health and Living Well and is physically located at The Center for Empowerment in Dana Point, CA, but has a global online following. It was founded by Arlene Unger, PhD (PSY) and Stefan Unger, PhD in 2009.

Real Psych Solutions aims to provide useful and practical self-help materials based on the work of licensed mental health and medical professionals, certified lifestyle and wellness coaches and other recognized experts. We have lots of Free Materials and Resources from many Authors, as well as an online Store with valuable and insightful, but economically priced, items.

? 2010 Arlene Unger, PhD. All rights reserved. This article may be reproduced “as is”, i.e. without change or fees.

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Affirmation statements -we hear them spoken often by motivational speakers, authors, writers etc., but what can we personally do to harness the power of affirmations in our own lives?

Think about a time in your life when you desired to make a change – something major, like finding a new job, moving to a new city or home, or something less momentous like a New Year’s resolution to improve your overall health. Can you think of a past experience like that? Now, think about the tools that you used or steps that you took to help guide you through that transition and keep you focused on achieving your goals while making that change.

These tools in effect, involved you setting in motion a series of events to accomplish the goals you’d set out for yourself, and one of the easiest ways to achieve success is to create affirmations.

Affirmations are very easy to use and quite powerful once you get the hang of practicing this daily exercise. Affirmations keep you focused on what’s important to you and help you achieve positive transitions. Basically an affirmation is a declaration that something is already true and has come to fruition in your life in the present moment. You have to believe what you are looking to achieve or obtain has already arrived in order for ‘it’ to show up in your life.

If your desire is to create personal well-being, first choose a phrase that describes what you desire. For example, if you desire to adopt a healthier lifestyle, then your affirmation statement could say, “I feel good and look good when I live a healthy lifestyle.” Or “I enjoy the great feelings I get from exercising daily.” Short powerful statements are more focused and work much better to bring about results than long, drawn-out paragraphs.

There are some rules to follow when creating an affirmation that I’d like to share with you.

Rule # 1: The phrase must be in the present tense, such as “I feel good”, as opposed to “I will feel good” which implies that at some point in the future you ‘might’ achieve your goal. Remember to phrase your affirmation as if your desire.

Rule #2: The statement must always be written from a positive perspective, instead of a negative one. For example, you wouldn’t say “I don’t feel good when I am not healthy” as this places your health – which you are trying to change – in a negative context. Always phrase your desire/affirmation statement in a positive context and in the present tense.

Rule #3: Repeat often. After you create an affirmation, write it down on something that you can keep with you, like a notebook or card to put in your purse or wallet, or place it somewhere that you look at often throughout your day such as on your bathroom mirror or your desk at work. Make sure that you read your affirmation statements as many times during your day as possible.

Studies have shown that using the power of affirmations can lower stress and I have found this to be true in my own life. When I get clear about what I want in my life and focus on my desires with affirmations every day, I am more content and peaceful. What we focus on grows, so the more you focus your attention on your affirmations, the more likely you are to create positive changes in your life and achieve your dreams.

My favorite book on affirmations and the power of healing is Louise Hay’s, You Can Heal Your Life. In this fascinating book you can learn more about the healing power of affirmations and how you can harness them to improve your overall health and well-being. And frankly, who wouldn’t like to live a healthier, more serene life in these turbulent times?

Using the power behind affirmations can truly change your life for the better. Put this into practice this week by writing down three short affirmations about three areas you’d like to make positive changes in your life. Be sure to state your desires in the present tense and in a positive way. Practice repeating these statements as many times as you can for 7 days and see what wonderful changes reveal themselves in your life.

September 27, 2012 By

Inspired by her passion to support others on their own personal growth journey, Carolee Laffoon founded Affirmations To Go, a company which encourages people to create lasting personal affirmation products to carry with them daily to keep them focused on their goals, hopes and dreams. Carolee publishes a monthly newsletter “Affirmation Inspirations” to share her favorite affirmations, inspirations, and product specials. Visit Affirmations To Go and sign up to receive her newsletter as well as participate in her special monthly Affirmations product giveaway.

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What You Must Know In Order To Succeed In Your Network Marketing Business

August 14, 2012 By

What You Must Know In Order To Succeed In Your Network Marketing Business

There are many reasons why people fail in network marketing.

However, instead of looking into each of these causes, the purpose of this article is to explain what people MUST know when they start their network marketing business so that they will have a better chance to succeed.

This is what you must know in order to succeed in your network marketing business:

1) What is your “job” scope?

2) What is expected of you in your “job”?

3) What you should expect in your “job”?

Network marketing is a business and not a job! In fact, in the network marketing or MLM circle, the acronym J.O.B. stands for:

- Just Obey Boss (Work on a job and take orders from the boss.)

- Just Over Broke (Work on a job, get paid, and after you pay all your bills, you’ll be just over broke.)

- Journey Of the Broke (Work on a job and you’ll likely end up broke after working their whole life!)

- Jump Out of Bed (Hit the alarm clock and jump out of bed each morning to get yourself ready for another day’s work.)

So, what am I talking about?

1) WHAT IS YOUR “JOB” SCOPE?

Say, you check out a job on a classified ad. You’ll be looking at the job title and then the job description. Some ads are so small that you really wonder what’s involved. So, you write that perfect job application letter, update your resume and secure your interview. And besides the salary that you’d most interested in, you’d be finding out the duties and responsibilities of the job.

Bottom line: You know the scope of your job when you get one.

Now, when you start out in your network marketing business, do you know your “job” scope?

As a network marketer, this is your “job” scope:

- UNDERSTAND YOUR PRODUCT AND OFFERINGS

> Learn about the products especially those that you want to focus on (if your company offers a wide range)

> Find out the unique selling proposition of your products. In other words, what are the benefits of your products?

> Be a product of your products so as to know their pros and cons and you’ll be able to share from first-hand experience.

- UNDERSTAND THE COMPANY, ITS MISSION AND VISION

> Find out when and how was the company started

> Find out who owns it and who’s who in the management team

> Find out where are the regional offices (if any) and visit some of them if possible

> Know the company’s mission and its vision

- UNDERSTAND THE COMPENSATION PLAN

> Study the compensation plan and know how to explain to others clearly

> Know the merits of your company’s compensation plan and how it compare with other compensation plans.

- UNDERSTAND THE NETWORK MARKETING INDUSTRY

> Find out about the network marketing industry and how it started

> Study the difference between legitimate network marketing and illegal pyramids

- BUILD YOUR NETWORK THROUGH DUPLICATION

> Realize that network marketing is not sales but a “people” business

> Build your network through your circle of influence and relationship, friendship, partnership and leadership

> Provide training and support to duplicate your downline business partners

> Multiply your efforts so as to grow your business exponentially through the power of LEVERAGE

2) WHAT IS EXPECTED OF YOU IN YOUR “JOB”?

Once you got that job and started working, you are expected to learn and pick up your skills from your seniors and your peers and even from your subordinates.

It is in fact not much different in network marketing. And these are the things that are expected of you:

- TO GET INTO A “BUSINESS” MIND SET

> Realize that since this is a business, you must take responsibility as a business owner

> As you are your own boss, you owe it to no one except yourself whether you succeed or fail

> A business takes time to grow, so be patient with yourself

> Network marketing is a “get rich sure” and not a “get rich quick” business

- TO PRACTICE THE “SUCCESS” MIND SET

> Set your goals and plan your strategy, then take action

> When you do not get the results you want, don’t give up easily but adjust your strategy and take action again

> Keep adjusting your strategy as necessary to achieve the results you want

> In this business, you cannot fail if you practice the “success” mind set

- TO HAVE THE RIGHT ATTITUDES

> In network marketing, you can only succeed if you help others succeed

> Use less of “I, me, myself” and think about how you can add value to your prospects and partners

> Be prepared to walk the extra mile and get busy once your network starts to grow

> How fast your network grows depends on you as you are the leader of your own network

> Whatever you DO, not whatever you say, is duplicated by your network

- TO LEARN THE “BUSINESS” SKILLS

> It’s not money that makes you rich, it’s business skills

> Learn the basic business skills that you need to make this business work

> These are essentially inter-personal and communication skills encompassing prospecting, inviting, presenting, closing, following up, training and support

- TO SHARE THE BUSINESS WITH OTHERS

> If you had started a traditional business with $100,000, would you open your door to do business everyday? Yes, of course.

> Network marketing is a word of mouth business. Thus, to do business means you simply tell others about your products or services.

> When you share your business everyday, you are in fact opening your door to do business everyday.

> Sharing your business is just making a referral. Do not confuse it with selling. A good example is to refer a friend to a restaurant because you thought the food was great. However, you most likely won’t know how they cook or what ingredients the chefs use. You just loved the taste of the food or perhaps the service there.

3) WHAT YOU SHOULD EXPECT IN YOUR “JOB”?

Once you got that job and started working, you are expected to learn and pick up your skills as soon as possible but not instantly. (Unless of course you already have relevant experience in a previous similar job.) So, you actually go through a probation period of 3, 6, 12 or even 24 months. And then, initially, there’s so much to learn and so exciting. However, this wears out as time goes by…

It is in fact not much different in network marketing. And these are the things that you should expect:

- THERE IS A LEARNING CURVE

> No matter how simple your product or compensation plan seems, there is simply a learning curve

> If you are starting network marketing from scratch, you need time to learn and develop the “business” and “success” mind sets as well as your “business” skills.

- YOUR INITIAL EXCITEMENT WILL NOT LAST

> Your initial excitement when you join a network marketing company can only last for 1 to 2 months

> So, you need to maintain your enthusiasm by building your belief and commitment by attending meetings, training, reading or listening to audio, etc

- REPLENISHMENT IS NECESSARY

> People come and people will go whether in jobs or in network marketing

> As this is inevitable, you need to constantly replenish your network by sponsoring new people till you reach a critical mass whereby the growth in your network exceeds the attrition rate.

- THERE WILL ALWAYS BE REJECTION

> No one has a 100% record in sponsoring no matter how good they are.

> Realize that rejection is part of the “job” and that they are rejecting the opportunity, not you

> Dismiss the rejection by chanting, “Some will, some won’t, so what, someone else is waiting”

> There are many reasons why people reject your business opportunity. It could be due to money, time, family or personal problems, fear of rejection, fear of failure, etc.

> There is a ratio like 1 in 10 will join you after you share your business with them. So, the key is to share with as many people as possible. And the good news is that your ratio will increase.

To recap, this is what you must know in order to succeed in your network marketing business:

1) What is your “job” scope?

2) What is expected of you in your “job”?

3) What you should expect in your “job”?

In summary, your job is to share your business through word of mouth with your family and friends. So, learn to share as much as you can and you will get better each time.

However, the decision to join you or not lies with them, not you :-)

Copyright 2006 Roger Loh

What You Must Know In Order To Succeed In Your Network Marketing Business

What You Must Know In Order To Succeed In Your Network Marketing Business

Roger Loh, spent many years setting up computer networks and is a network marketing and Internet marketing entrepreneur. Visit: Blog (Internet Marketing): [http://www.rogerloh.com] Blog (Network Marketing): [http://www.rogerloh.com/mlmblog]

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Repeating affirmations is a self-talk method that has a powerful affect on everyone’s life. Affirmations are effective, because the mind regards often-repeated thoughts and phrases as commands, and starts looking for ways to manifest them in our lives. The mind does not make distinctions between negative and positive self-talk, and treats them both in the same way.

You can use self-talk to your advantage, if you know how. You can fill your mind with positive thoughts, and channel its power toward achievement and success. You can do so by repeating affirmations, instead of occupying the mind with useless or negative thinking.

Affirmations are a powerful mental programming technique, which is not appreciated enough and is not well understood. There is a lot of information available on this subject nowadays, but few really know how to use it correctly, and fewer even try. To some, it seems just as a useless and impractical theory, but when well understood, it puts wonderful and powerful tools into your hands.

Affirm means to “make firm”. By affirming, you make a positive statement that your goal is already accomplished. An affirmation that is often repeated gets into the subconscious mind, which then uses it enormous power to find ways to make the affirmation come true.

We reap whatever our conscious mind sows onto the subconscious mind. Through affirmations we shape ourselves and our lives, according to the image that the words of the affirmation create, be it good or bad.

Give affirmations a try. You have nothing to lose, but only to gain. Try them for a couple of months and see if your life improves.

In order to use affirmations, some basic knowledge is required.

1. The subconscious mind does not recognize the future tense. When you use affirmations, you should always speak using the present tense. You want to achieve your goal now, not in some indefinable future time. Affirm by using phrases, which imply that what you want to happen is happening in your life right now. For example, if your goal is to find a job, don’t say, “I will have a job”, but say, “I have a well paying and wonderful job, which I love and enjoy”.

2. Affirmations need to be positive and made up of positive words.

3. Affirmations should be specific. Tell your mind exactly what it is that you want.

4. It is advisable to keep the affirmations short and easy to remember.

5. You should also include feelings. You should feel that the affirmation is true. Feelings and emotions are the life force of your words. You have to believe what you are saying. You have to convince your mind that the affirmation is true. This is very important if you want to obtain results.

6. You may repeat affirmations at any time you want or at special times during the day. Immediately after waking up and before falling asleep are two very appropriate times, as at these times it is easier to get to the subconscious mind.

7. You may affirm aloud, mentally or by writing down the affirmations.

These are just basic instructions, but they will surely bring you results, if you follow them sincerely.

If you wish to reap the full value of the power of affirmations, you can find further guidance, advice and affirmations at the website http://www.SuccessConsciousness.com, and more detailed information in the book Affirmations – Words of Power.

July 19, 2012 By

Remez Sasson writes and teaches about self improvement, positive thinking, creative visualization, motivation, success, mind power, spiritual growth and meditation. He has been studying and practicing these subjects for many years.

Remez Sasson is the author of several books, among which are, “Will power and self discipline”, “Visualize and achieve”, and “Affirmations – words of power” and is the publisher of the ezine “Consciousness and Success”.

Visit his website: http://www.SuccessConsciousness.com, where he shares his experiences and knowledge through his articles and books!

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Child Custody Order

July 11, 2012 By

Child Custody Order

Filing for divorce can be an overwhelming process. And, that process gets even more complicated if there are children involved. Filling out all of the paperwork and navigating all of the child custody issues can be confusing. It doesn’t help that a divorcing parent is suddenly expected to know the ins and outs of mediation, visitation, custody agreements, custody court, child custody laws, and…the list could go on forever. Many people are familiar with these terms–but they’ve never really had occasion to fully investigate them. This article gives an in depth explanation about one important child custody term: child custody order.

The child custody order is also known as the child visitation order or just the custody order. This is the order that a judge makes when the court accepts a child custody agreement and makes it a legal document. The agreement then becomes an order and it is legally binding–so both parents must abide by it. If either parent wants to make a change to the order, they must do so through the court. This is often called making a custody petition order or petitioning the custody order. A parent fills out the proper paperwork and then goes back to court to try to get the terms of the agreement revised.

A custody order can come about a few different ways. If both parents are able to work together and agree on a custody and visitation agreement then they merely show up at court and the judge will generally just accept their plan. If parents can’t agree, the court will usually have them try mediation. They will try to work something out in mediation and then present that to the judge and the court to make the agreement into the order. If that doesn’t work, then both parents present their custody case to the judge. The judge will make the decisions about the custody agreement and then that will be approved as an order. The judge tries to make the order in the best interest of the child.

So, basically, a child custody order is a custody agreement that is accepted as a court order. It defines the legal custody arrangement and gives legal custody to either parent. If either parent does not follow the order, he/she can be held in contempt of court. This means that if a custodial parent does not allow visitation as specified in the order, the non custodial parent can take the custodial parent to court. Or, if a parent doesn’t follow a stipulation contained in the agreement the other parent can take them to court.

Child custody orders are important in a custody case because it firmly lays down what is accepted in the child custody agreement. This way both parents are bound to the agreement and must follow it. The custody order adds closure and finalizes the custody case.

Child Custody Order

Child Custody Order

Learn how to get the child custody order that you want and how to prepare for child custody court.

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Purchase Order & Letter of Credit Financing

July 8, 2012 By

Purchase Order & Letter of Credit Financing

Many business opportunities come with an associated challenge. For most entrepreneurial businesses, the greatest challenge is financing the business opportunities created by your sales efforts. What are your options if you have a sales opportunity that is clearly too large for your normal scale of operations? Will your bank provide the necessary financing? Is your business a startup, or too new to meet the bank’s requirements? Can you tap into a commercial real estate loan or a home equity loan in sufficient time to conclude the transaction? Do you decline the order? Fortunately there is an alternative way to meet this challenge: You can use Purchase Order Financing & Letter of Credit financing to deliver the product and close the sale.

What is purchase order financing?

Purchase order financing is a specialized method of providing structured working capital and loans that are secured by accounts receivables, inventory, machinery, equipment and/or real estate. This type of funding is excellent for startup companies, refinancing existing loans, financing growth, mergers and acquisitions, management buy-outs and management buy-ins.

Purchase order financing is based upon bona fide purchase orders from reputable, creditworthy companies, or government entities. Verification of the validity of the purchase orders is required. The financing is not based on your company’s financial strength. It is based on the creditworthiness of your customers, the strength of the commercial finance company funding the transaction, and in most cases a letter of credit.

What is a letter of credit?

A letter of credit is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. If the buyer is unable to make payment for the purchase, the bank is required to cover the full amount of the purchase. In a purchase order financing transaction, the bank relies on the creditworthiness of the commercial finance company in order to issue the letter of credit. The letter of credit “backs up” the purchase order financing to the supplier, or manufacturer.

Is purchase order financing appropriate for your sales program?

The perfect paradigm is a distributor buying products from a supplier and shipping directly to the purchaser. Importers of finished goods, exporters of finished goods, out-source manufacturers, wholesalers and distributors can effectively use purchase order financing to grow their businesses.

Is purchase order financing appropriate for growing your sales orders?

Purchase order financing requires you to have management expertise- a proven track record in your particular business. You must have bona fine purchase orders from reputable firms that can be verified. And you must have a repayment plan; often this is from a commercial finance company in the form of accounts receivable or asset-based financing.

You should have a gross margin of at least 25% to benefit from purchase order financing. Sellers of services or commodities with low margins, such as lumber or grain, will not qualify.

The bottom line decision for purchase order financing:

It can take two or more years to develop a profitable business. Banks generally base their lending limits on a business’ performance for the past two or three years. Purchase order financing, combined with letters of credit and/or accounts receivable or asset-based financing can give you sufficient funds to cover your operating costs, financing costs and still realize significant profits. If you qualify for purchase order financing, you can grow your business by taking advantage of large purchase orders and eventually qualify for bank financing.

Copyright ©2007

Gregg Financial Services

Purchase Order & Letter of Credit Financing

Purchase Order & Letter of Credit Financing

Mr. Elberg is a licensed attorney and licensed real estate broker. Gregg Financial Services is a full service brokerage for commercial finance companies and banks that fund B2B businesses. Mr. Elberg arranges funding from $25,000 to $50 million per month at competitive pricing, and works to reduce your financing costs as your company grows. For more information about GFS, please visit our website: http://www.greggfinancialservices.com

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Mail order Beauty Products

July 1, 2012 By

Mail order Beauty Products

Mail ordering beauty products is a service provided by almost all branded companies. With the increase in the demand for beauty products, people have begun ordering these products through the mail. Information regarding beauty products that can be mail ordered is provided through catalogues, mailings and other printed documents, call centers, television, the Internet, etc.

Most companies offer all their products through mail order. Some companies offer only certain products, such as haircare products or skincare products through their mail service. In such cases, the companies will specify the products that can be purchased by mail order. Mail order beauty products are delivered quickly. The mail orders for major companies are usually entrusted to smaller companies that work as agents for them.

Most companies have their own websites with a special mail order form that are available in print format. You have the option of filling in all relevant information and sending it to the specified address by mail or by fax. You can also place your order through the provided toll-free number or other phone numbers. While placing your mail order for beauty products, remember to ensure that it is a popular and established website or company, as there can be many fraudulent sites on the Internet where you can lose money as well as time. There are also search engines that help you to locate websites or companies that offer mail order beauty products in your area.

Payment is usually preferred by checks or money orders. Payment can also be made through credit cards. National as well as international deliveries are offered by almost all companies. Most mail order cosmetic companies offer you the “right to return” the goods or to cancel the order within a period of at least 7 working days.

Mail order Beauty Products

Mail order Beauty Products

Beauty Products provides detailed information on Beauty Products, Discount Beauty Products, Natural Beauty Products, Herbal Beauty Products and more. Beauty Products is affiliated with Beauty Salon Equipment.

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