“One comes to believe whatever one repeats to oneself sufficiently often, whether the statement be true or false. It comes to be dominating thought in one’s mind.”

– Robert Collier

Repetition of words creates repetition of thoughts.

Repetition of thoughts creates reality.

By intentionally choosing the words that wallpaper your mind, you change the tone of the room in which you live and you change the life you are living.

******* The Power of Words *******

We typically dilute our words by drawing them from vague and conflicted states of mind. We present a muddy impression on the creative medium in which we live and our reality mirrors our dull efforts. This is so easy to remedy that you may actually shock yourself with your radical improvement in results as you become more intentional with your affirmations.

Words are not just signposts that point to meaning. When we use them to simply report what we observe it’s like using a racecar to deliver newspapers.

Words are powerful instruments of manifestation. When given an open road they will perform extraordinary feats.

******* Eliminate These Words *******

We use certain words habitually and somewhat unconsciously. By eliminating them from your affirmations, you will automatically begin implementing 2 of the 3 ways to supercharge your affirmations, without even yet knowing what these 3 ways are.

Here are the words to eliminate:

no, not, don’t, doesn’t, never, won’t, can’t, stop, quit, will, am going to, should, want to, plan to, hope to.

Every time you create an affirmation, check for these words. If you find them, reword your affirmation without them.

******* 3 Superchargers for Your Affirmations *******

Supercharger #1

==>Always Affirm in the Present Tense

When you are creating an affirmation, you are like an artist creating a painting. Whatever you affirm with your paintbrush becomes the reality on the canvas. As an affirmation artist, you do not have colors on your palette. Your words are your paint. You are pulling potential realities from the formless realm into the manifest realm through the narrow birth canal of your carefully chosen words.

Choose your words in the present tense so that the reality you choose becomes experienced now. Now is the only time that has the mystical power to pour forth a manifestation. If you word your affirmations in the future by saying, “I will…,” you keep that carrot dangling in the fictitious future and you pull the plug on the power of your affirmations. A surefire way to begin an affirmation is with the sacred words, “I am…”

Supercharger #2

==> Always Affirm in the Positive

You are bothering to create an affirmation because you are living something unwanted and you desire a change. It is only natural that you would understand your desire as not wanting what you’ve got. But if you point your affirmation toward getting rid of a habit or condition, if you say what you will not do, or if you affirm that something will go away, you are actually chaining yourself to it.

It simply does not work.

In fact you’d be better off not to affirm at all because this sort of negative affirmation is like affirming the opposite of what you want. Remember, to affirm means to make firm. It is the process of bringing things into form. Remember also that the universe does not hear the word “no.” So whatever you are talking about, whether you are affirming or denying it, you are in effect, affirming it.

Instead of saying, “I will quit smoking,” which is both in the future and negative, say something like:

All my actions are healthy and intentional. I choose my actions and I enjoy all my choices. I am in charge of my actions. I have healthy life affirming habits. I love being in charge of my life.

Supercharger #3

==> Feel as if it’s Already True

Once you have a well-chosen phrase to affirm, one that is positive, in the present tense, and feels good when you consider it, enter into its world. Step into the affirmation as if it were already your reality. When you say it, imagine that it is already true. Feel how you would feel if it were already manifest. Steps 1 and 2 build a powerful rocket. Step 3 lights the fuse and sends it off with a blast.

Affirmations can literally change your life. They are free. Everyone has equal access to them, and they work day and night, always ready and willing to bring your good to you. Use these 3 superchargers every time you do an affirmation process and watch your life transform before our eyes.

Find out more about the power of affirmations at the Affirmative Contemplation website at http://www.AffirmativeContemplation.com . You can receive Dr. Rebbie Straubing’s Free e-Course, 7 Secrets for Manifesting Your Heart’s Desire, at http://www.yofa.net/7secret.html . Dr. Rebbie Straubing is a workshop leader, Abraham Coach, and inspirational writer.

Affirmation statements -we hear them spoken often by motivational speakers, authors, writers etc., but what can we personally do to harness the power of affirmations in our own lives?

Think about a time in your life when you desired to make a change – something major, like finding a new job, moving to a new city or home, or something less momentous like a New Year’s resolution to improve your overall health. Can you think of a past experience like that? Now, think about the tools that you used or steps that you took to help guide you through that transition and keep you focused on achieving your goals while making that change.

These tools in effect, involved you setting in motion a series of events to accomplish the goals you’d set out for yourself, and one of the easiest ways to achieve success is to create affirmations.

Affirmations are very easy to use and quite powerful once you get the hang of practicing this daily exercise. Affirmations keep you focused on what’s important to you and help you achieve positive transitions. Basically an affirmation is a declaration that something is already true and has come to fruition in your life in the present moment. You have to believe what you are looking to achieve or obtain has already arrived in order for ‘it’ to show up in your life.

If your desire is to create personal well-being, first choose a phrase that describes what you desire. For example, if you desire to adopt a healthier lifestyle, then your affirmation statement could say, “I feel good and look good when I live a healthy lifestyle.” Or “I enjoy the great feelings I get from exercising daily.” Short powerful statements are more focused and work much better to bring about results than long, drawn-out paragraphs.

There are some rules to follow when creating an affirmation that I’d like to share with you.

Rule # 1: The phrase must be in the present tense, such as “I feel good”, as opposed to “I will feel good” which implies that at some point in the future you ‘might’ achieve your goal. Remember to phrase your affirmation as if your desire.

Rule #2: The statement must always be written from a positive perspective, instead of a negative one. For example, you wouldn’t say “I don’t feel good when I am not healthy” as this places your health – which you are trying to change – in a negative context. Always phrase your desire/affirmation statement in a positive context and in the present tense.

Rule #3: Repeat often. After you create an affirmation, write it down on something that you can keep with you, like a notebook or card to put in your purse or wallet, or place it somewhere that you look at often throughout your day such as on your bathroom mirror or your desk at work. Make sure that you read your affirmation statements as many times during your day as possible.

Studies have shown that using the power of affirmations can lower stress and I have found this to be true in my own life. When I get clear about what I want in my life and focus on my desires with affirmations every day, I am more content and peaceful. What we focus on grows, so the more you focus your attention on your affirmations, the more likely you are to create positive changes in your life and achieve your dreams.

My favorite book on affirmations and the power of healing is Louise Hay’s, You Can Heal Your Life. In this fascinating book you can learn more about the healing power of affirmations and how you can harness them to improve your overall health and well-being. And frankly, who wouldn’t like to live a healthier, more serene life in these turbulent times?

Using the power behind affirmations can truly change your life for the better. Put this into practice this week by writing down three short affirmations about three areas you’d like to make positive changes in your life. Be sure to state your desires in the present tense and in a positive way. Practice repeating these statements as many times as you can for 7 days and see what wonderful changes reveal themselves in your life.

Inspired by her passion to support others on their own personal growth journey, Carolee Laffoon founded Affirmations To Go, a company which encourages people to create lasting personal affirmation products to carry with them daily to keep them focused on their goals, hopes and dreams. Carolee publishes a monthly newsletter “Affirmation Inspirations” to share her favorite affirmations, inspirations, and product specials. Visit Affirmations To Go and sign up to receive her newsletter as well as participate in her special monthly Affirmations product giveaway.

Affirmations are probably the easiest and most effective method – compared to the effort involved – known to influence the conscious mind. Many of the world’s most intelligent experts and philosophers have used, and are using this technique, which has been handed down over thousands of years, in various guises such as mantras and prayers. The difference today, because of the now more wide spread knowledge of this technique, is that people from all walks of life are using them to meet people, win tournaments, heal disease and close business deals.

Affirmations are quite simple by their very nature, as all they really are is simple statements repeated regularly to yourself, whether silently or aloud, and practical to you at the time. You can do them anywhere, you decide upon a statement that represents what you want to have happen to you, and then you simply repeat it to yourself over and over again.

As an example, let’s say you find yourself in a familiar situation which normally upsets you and leaves you worn out and stressed, when actually you would prefer to be relaxed and unworried by it, this would be the exact time when using a positive affirmation would be beneficial to you, and in this situation a good example of an affirmation you would repeat to yourself to help change the situation could be ” I feel calm and relaxed, I feel calm and relaxed, I feel calm and relaxed”. Now at this point it is important that you don’t try to force yourself to feel calm and relaxed, just make sure that you keep repeating the affirmation to yourself for approx 5 minutes. Another quick example of a positive use of affirmations would be prior to attending an important business meeting that you would like to go well; this time you would begin affirming to yourself a few minutes beforehand with something like this “It’s going to be a great meeting, It’s going to be a great meeting.”

So Exactly What are You Doing When You do Affirmations?

When you use affirmations you are influencing, directly, the very thoughts that are occurring at any one specific time in your mind. As your mind can only hold one thought at a time, an affirmation works by cramming your mind and filling it with thoughts that support your goal. It’s quite clever really; in a simple way the words are suggesting to your mind what it should be thinking, so if you are affirming ” It’s going to be a great meeting ” then your mind naturally begins thinking related thoughts about it being a great meeting. It really is quite simple really, but the technique can be remarkably effective in helping you achieve the results you are looking for.

How do You Know if You are Doing it Right?

Well it’s all in the words you choose, they must be POSITIVE not negative, and, as gratitude forms part of the whole attraction process, you should include words that also convey this. For example, I use the following terminology to start all of my affirmations, taught by a great mentor of mine, Bob Proctor (from The Secret, Movie) no matter what I am affirming ” I am so Happy and Grateful now”. These words you will notice also use another important aspect of affirmations, they must always be in the present tense, as if you already have whatever it is happen. So if for example you have a money affirmation to bring more financial abundance into your life you could say ” I am so Happy and Grateful Now That Money is Attracted to me and I am attracted to money” or, for more opportunities to appear to you, you could say ” I am so Happy and Grateful Now That New Opportunities are Presented to me From Multiple Sources on a Continuous Basis”

You actually don’t even need to believe what you are affirming! This mistake can have a counter effect and nullify the effects. I know of many people who have used affirmations unsuccessfully mainly because they were trying to force themselves to believe. By the way, don’t get me wrong, if you DO believe what you are affirming, this will only serve to enhance, but if you don’t, then that’s OK too. You don’t have to force anything; by the process of repetition your mind will pick up the content of your affirmations and will therefore allow the correct thoughts into your consciousness.

You must also keep your affirmations reasonably short and to the point, easy to say and easy to repeat over and over again. I try to keep my affirmations to a maximum of 25 words, sometimes a lot less. Even 2 or 3 words can sometimes be an effective affirmation, short statements like ” I have tremendous success always” or ” I achieve record sales ” I have seen affirmations that were a full page long. There’s absolutely no chance that you can repeat an affirmation of that length in an effective manner, and I have found with people who have affirmations which are too long, soon tire of the repetition and the affirmation soon fizzles out. So the lesson here is, make it short and make it easy to say and repeat.

Also be very careful that you do not use your affirmations in a careless way that means they may work against you, for example statements like ” I’ll never get it done” I’ll never do it” I always lose” are all affirmations that you can easily find yourself repeating to yourself without even realizing it, so watch out for these.

So remember that anybody can create affirmations and use them effectively throughout the day to help accomplish the things that they want. They can be said anywhere, in the doctor’s waiting room, in a traffic jam, they don’t need to be believed, all you have to do is repeat them. I repeat my affirmations 5 times per day, however this is my personal preference which works well for me, but if I was to recommend a minimum I would say 3 times per day, first thing when you get out of bed in the morning – this sets the tone for the rest of the day – secondly, at lunch time – this helps to re-motivate you when typically you might be flagging – and thirdly just before you go to sleep – this is when your subconscious mind is in its most receptive state. Two or three minutes is all you need, start doing this now and commit to repeating every day and you will be amazed at how quickly you will begin to produce a noticeable affect.

Jon Leuty is a successful internet marketer who is dedicated to helping others succeed online. To find out more about Jon and to grab some awesome FREE training go to: http://whoisjonleuty.com

Point of Sale Hardware – Your Own Branded Point of Sale Terminal

Point of Sale Hardware – Your Own Branded Point of Sale Terminal

Point of Sale Hardware Bundle

A CPU, motherboard and memory will form the PC unit of the POS Hardware bundle, with the combination of POS input device like POS keyboard, smart card or credit card reader and barcode scanner; and output device, like customer pole display, LCD screen or touch screen, and receipt printer, all bundle together to form a proper Point of Sale machine.

Most POS vendor would provide PC POS solution to their customer for the low cost and high availability of hardware replacement. However, this would open the opportunity for other vendors to compete, although you can get any components easily, but your customer will be able to look for the same source, and they will not rely on you to provide the support and services.

The better solution is using a point of sale terminal, a truly integrated solution with proper hardware mounting, all 3 units are tightly integrated together, saving spaces and eliminates the messy wiring! Most of the integrated POS terminals are expensive, the needs of better and cheaper solutions are in the market.

Types of Point of Sale Hardware Systems

Retail POS Hardware and Restaurant POS Hardware are almost the same, but differentiate by the touch screen and software that manage the business. See below for detail description.

Retail Point of Sale Hardware and System

For single terminal, only 1 set of POS hardware needed, including a proper LCD display, the CPU unit, pole display, receipt printer, barcode scanner, card reader and POS keyboard. For multiple terminals, additional PC server will be needed to consolidate all sales data and provide more sophisticate reporting to management.

Restaurant Point of Sale Hardware and System

There are two main components in restaurant pos hardware and system, the front desk and the back kitchen. The front desk will have a touch screen pos system that receive order and send the order to the back kitchen, and a receipt printer at the kitchen will print the order for the chef.

Depending on the software design, some will support remote data transferring back to the HQ for sales consolidation and control.

Cheap Point of Sale Hardware

One of the best ways to get an integrated point of sale terminal is through used hardware. Some vendors or POS hardware store might have such a solution, however, used point of sale hardware is always a bit old and outdated, might not be suitable to run the new software, and you might need to live with the older software and using the older management method provided by the software!

Do you know that EInspire POStar series with a matching price of normal PC POS, also allows you to rebrand the machine together with your point of sale solution? Not only provide the professional sense and compactness, it help you promote your brand in the market with a minimum price!

Quickbooks Point of Sale Hardware

POStar series are fully compatible with Quickbooks point of sale hardware requirement, and the customizable touch screen allows you to extend your market from retail into restaurant, food and beverages industries, and you can easily rebrand the hardware to your own name.

Point of Sale Hardware – Your Own Branded Point of Sale Terminal

Point of Sale Hardware - Your Own Branded Point of Sale Terminal

If you want rebrandable POS hardware solution for your company, feel free to visit our website: http://www.e-inspirecomputer.com, we provides all kind of customizable Point of Sale Terminal at the very affordable price, visit our website: POS Terminal for more information.

Content About : Point of Sale Hardware – Your Own Branded Point of Sale Terminal Article

What does affirm mean? It means to assert positively; to tell with confidence; to maintain as true; opposed to deny. I really love the meaning of this word. We really could stop this article at this point because the definition is so exact and so clear.

Affirmations are popular and powerful because they are simple, easy and they work. Affirmations reprogram your thought process, they change the way you think and feel. With affirmations you can replace negative beliefs that have been sabotaging you and no longer serve you with new beliefs that are positive and effective in making real changes in your life.

With affirmations you can turn failure into success, you can turn a sour and negative attitude into a great and joyful attitude. You can change bad health into vibrant good health. In other words affirmations can enable you to achieve the life you have always dreamed of having.

There are many ways to affirm. Affirmations can be verbal, mental or written but there is a certain format that make them work.

· The statements must be positive. When your subconscious connect with the statement “I don’t have money to pay my bills.” It picks up the “don’t have” and gives you more of what you “don’t have.” The goal here is to target subconscious negative beliefs and replace them with positive nurturing beliefs.

· They must be formatted in the present as if they already exist. You would not say, “I plan to have money to pay my bills.” Plan is a future event.

· You must include yourself. I am, I Jane or I in the first person.

· You must be consistent with repeating your affirmations

Keep your affirmations short, clear and so simple a child would understand them.

This is a simple, clear and positive example of an affirmation: If you weight 180 pounds and your goal is to weigh 155 pounds you would state this: “I, Jane Doe, am healthy and I weight 155 pounds.”

Don’t concern yourself about what diet you will use, what exercise program you will use. Those things will open up for you. You add the word “healthy” because you could get sick and lose the weight. This would not be good. State what you want and not what you do not want.

The example above happened to me. I found it so interesting that I suddenly began to walk more, I watched what I ate, not dieting, I love swimming so I did that as much as possible. Suddenly my clothes fit and people began to comment about my weight loss. It was easy and so much fun. Almost automatic. No stress. I was delighted.

If you want money to pay your bills you would state this: “I, Jane Doe, have more than enough money to pay all of my bills.”

When you affirm these statements over time you really begin to believe them as true and your subconscious has no choice but to make this happen for you. It also helps to add this statement at the end of your affirmation. ” I accept this or something better.” This shows you are not trying to control how you get what you intend to have.

An affirm statement goes like this: ” I have a wonderful job in sales that pay me $75,000 a year. I accept this or something better.”

When first using affirmations go easy on yourself. If you weight 300 pounds and want to lose 150 pounds affirm the weight lose in 25 pounds increments. If you earned 30,000 in your last sales job consider affirming $100,000 a year.

Affirming $1,000,000 could happen but only if your belief system is in place. Continually repeating affirmations with conviction will chip away at the strongest resistance. If you use affirmations correctly they can manifest real and positive change in your life.

When you affirm your statements you believe they are true. Your mind cannot hold two conflicting thoughts.

You can speak your affirmations out loud and in front of a mirror. Try saying, “I like myself” in front of a mirror and not smile. Look yourself straight in the eye and affirm your message with emotion. The more emotion you exhibit the faster they will appear for you.

You can sing your affirmations. Make a tune to hum and sing throughout your day. This is fun. You may choose to write your affirmations. Write them (10-20) times. Write them down each morning when you first get up or in the evening before you go to sleep. This imprints them on your brain. You can record your affirmations on your recorder or MP3 player. I use this approach.

No matter which way you choose to affirm I know for a fact they work. I have used affirmations for many years to change bad habits and to get from life exactly what I want. With affirmations you can live your life by design not by default. So get started and have fun. Start with something you really want and affirm it in the present tense as if you already have it.

No matter what you are dealing with or what problems you would like help with affirmations can make you feel better about yourself and your life. Affirmations work well with visualizations. Check that out.

Love, tolerance and peace

Harriette Blye

Harriette is a wife, mom, successful internet marketer, registered respiratory therapist, former General Motors car dealer, started and operated her own successful staffing agency and advertising weekly newspaper, writer, public speaker, artist, and Baby Boomer, and she is doing it her way.

http://www.howtoretirewithmoney.com

If you have already read any materials related to Law of Attraction, you will understand that one of the main purposes for using affirmations is to strengthen our belief system so that we can harness the power of subconscious mind to attract and manifest what we want in our life.

You may start thinking, yes I did start to affirm what I want, but it just doesn’t seem to happen as things just don’t go according to plan and seem worse than before.

In this article, we will explore 5 main reasons why your affirmation doesn’t work:

1. Verbal instead of mind reading – During the time when we are working with an affirmation, we may be just using our mind to read from the material, such as an affirmation book or affirmation card. If that’s the case, our mind will just simply read and observe it, so it doesn’t have enough energy to hold the intention and it will not be able to create a solid belief and programming. The best way is to affirm it out loud verbally. Sound is form of vibration and when we use our voice, it creates a higher frequency, thus it helps to strengthen the belief, so your subconscious mind thinks you are quite serious and mean what you are saying.

2. Don’t be greedy – sometimes we just want everything in one go, especially when it comes to affirmations. Our ego may think, ‘the more affirmations we read, the better it will go!’ But do you know, when we are reading a list of affirmations, we tend to lose focus of which affirmation we are actually focusing on? Because of this, the mind is not able to register the affirmation since it has already become confused. To counteract this, why not just pick 1 affirmation and focus on it with all your energy and enthusiasm? I would suggest that affirmations are done at least twice a day for 5 to 10 minutes every time.

3. Lack of perseverance – affirmations mean we keep on affirming what we want so that it becomes a part of the positive belief in our mind. But, most of the time we tend to lose focus and become distracted by external factors such as work challenges or relationship issues, so it is very important to set your own time and focus on the affirmation everyday without letting external challenges beat you. From the scientific and metaphysic point of view, if we keep on doing the same affirmation for 21 days, it will form a positive habit and programme within our subconscious mind, so why not set yourself a goal, do it for 21 days and also show your faith to God?

4. Lack of Feeling and Emotion – How we are feeling when we are doing our affirmation work directly affects their efficiency. If you are affirming but feeling a fear of lack or you are doing affirmations for the sake of affirming then your affirmations are not likely to work the way you want them too. Our feelings and emotions serve as the “lubricant” for affirmations so if we charge up the affirmation with positive feelings of love, joy and enthusiasm, your manifestation power will be significantly magnified. It is the same process in reverse if you affirm with emptiness or coldness, the feeling will eventually block the manifestation process and your affirmations will not work.

5. Too focused on Positive beliefs – Our subconscious mind is full of a mixture of positive and limiting beliefs that may cause inner conflict. For example, we belief we want abundance, yet we also believe we don’t deserve it. This issue is known as having dual-beliefs. So these two beliefs actually counteract the other, with the end result of nothing being achieved. When we want to cultivate positive beliefs we have to be willing to be honest with ourselves to see if we have any negative and limiting beliefs that may block the “new” positive belief that we are trying to cultivate from being manifested? To do this, create a list of negative beliefs that you may have and clear them from your subconscious mind through affirmation work. By doing this, your new and positive affirmations are able to function easily and effectively.

http://www.abundancebelief.com

The Point of Budgeting In Small Business

The Point of Budgeting In Small Business

Too many small businesses operate without budgets. And many small businesses that do have budgets aren’t getting as much out of them as they could. We’ve seen it time and again.

It isn’t because the mechanics are difficult to manage. Everyone knows the basics of how budgets work: you track money coming in, you track money going out, and you do your best to plan for the future. In fact, the very simplicity of that formula is what leads some small-business owners to consider budgets not worth the trouble.

Therefore, what we’ll discuss here isn’t what budgeting entails, because if you don’t already know that, you can find it out with ease. We’re more interested in why you should budget in the first place. Our suggestion, to put it plainly, is that budgeting is a way to amplify the very creativity and adaptability that allow small businesses to thrive.

Budgets’ Reputation

You don’t become an entrepreneur because you have a burning love of spreadsheets. At least, not usually. Being an entrepreneur isn’t supposed to be about budgeting. It isn’t supposed to be about paging through endless columns of variable costs or putting caps on spending. It’s supposed to be about having the freedom to blend innovation and risk-taking with passion and expertise. It’s supposed to be about removing barriers, not building them.

That being the case, small-business owners often see budgets as antithetical to the very spirit of entrepreneurship. According to this perspective, budgets impose stifling limitations. They’re artifacts of mega-corporate culture devised by clammy-handed people in windowless rooms with poor lighting. They may be necessary evils for sprawling, inhuman conglomerates, but when it comes to organizations that rely on individual personalities and individual decision-making, budgets are more burdensome than helpful.

You might say the constraints imposed by budgeting make small businesses less nimble. Since nimbleness is one of their main advantages over larger rivals, budgets actually decrease small businesses’ ability to compete.

Or so the story goes.

Some of it is accurate. For instance, it’s true that passion and innovation go hand in hand with entrepreneurship. It’s true that small businesses should strive to leverage their size into a competitive advantage. And it’s true that budgeting for small businesses is much different from budgeting for colossal corporations.

What’s not true is that budgets impose constraints. Budgets don’t actually impose anything. They merely describe constraints that are already present. Perhaps more importantly, they describe a business’s ability to cope with and even manipulate constraints placed on it by forces internal and external.

Constraints and Entrepreneurial Creativity

If you’re an entrepreneur, you’re aware that your business doesn’t operate in a vacuum. It’s part of a staggeringly complex system. For instance, you have your relatively immediate concerns, such as your employees and your local government. You also have your relatively big-picture concerns, such as national debt and foreign trade policy. No matter what, when you start a small business you’re going to be hemmed in by laws, regulations, and unavoidable economic realities, all of which will have a major impact on how you operate.

In other words, no small business starts out in a position of unfettered freedom. The very conditions that allow small businesses to exist also impose a variety of constraints. Working capital, interest rates, the minimum wage, the minimum competitive salary for professional employees-there are countless factors that limit what you can do and how much money it takes to do it.

You can acknowledge the reality of these factors, but if you don’t have a budget, then you might not know the exact ways they’re affecting you. What particular constraints does a business in your industry have to deal with? Are there some that have a disproportionate impact on you because of the way your business functions? Can you make changes to reduce their impact? Are there constraints that you handle in an especially productive way? Can you turn this productivity into an advantage over your competitors? Do you approach some constraints the way everyone else does, even though you could be doing a better job with them?

These are the sort of questions a budget helps you answer. It doesn’t create limitations that weren’t there before. Rather, it gives you a way to assess the pre-existing limitations that every small business in your industry has to deal with. The more thorough your assessment of those limitations, the greater your ability to work within them, work around them, or in some cases, make them work for you.

Making limitations work for you is where entrepreneurial creativity comes into play. If you have enough details on your business’s limitations, then you’ll be better able to turn those limitations into innovations. A budget will help you marshal your creative energies and find the opportunities for profit embedded in the market’s constraints. It tells you exactly what assets you have to work with, and helps you map out how those assets can be put to the most productive use given the rules of the industry.

After all, most of the market-based constraints you experience will be shared by your competitors, who also have limited amounts of money and freedom. Which of you comes out on top won’t be determined by who has the fewest constraints, but by who does the best job of manipulating common constraints to find the possibilities they hide.

Speed, Spontaneity, and Profit

Small businesses, precisely because they’re small, tend to be better than their larger competitors at taking quick, decisive action. It’s one of their vital advantages. By the same token, it’s one of the challenges that all entrepreneurs are bound to face. You’ll be forced to react on a moment’s notice to emerging opportunities or perils in the market-that’s a given.

What’s less certain is the profitability of your reactions. Obviously, acting or adapting fast doesn’t do much good if it yields a loss.

So what information will you use to make your quick decisions? Do you have a detailed, practical breakdown of your business’s strengths and weaknesses? Do you know exactly how many resources you can afford to redeploy at a moment’s notice? Do you know how efficiently different aspects of your business tend to use the resources you devote to them? Are certain aspects of your business already strained? Are certain aspects flush with the potential for expansion?

A budget gives you a diagnostic readout of your organization. It tells you how much stress the business can handle and which areas can handle it. Hence, it helps you decide whether acting conservatively or aggressively in the short term will enhance your performance over the long term. Without a budget, you’ll be relying too much on guesswork, and many of your quick decisions may be needlessly risky.

Supply-chain Relationships

A budget not only helps you assess yourself, but also helps you assess your relationships with other entities, like vendors and subcontractors. This will be especially important when the market is in flux.

As you know, successful entrepreneurship entails evaluating the vast array of forces that constitutes the market and determining where-for someone in your industry, someone with your passion and expertise-the opportunities and roadblocks lie. But no one can predict with any certainty how the market will behave tomorrow. There will be surprises. Sudden chances and sudden setbacks.

We’ve already noted that the way you respond to these inevitable surprises will play a critical role in the profitability-or survival-of your business, and that your ability to make the right call at the right time will be drastically greater if you have a budget in place. This is not only because a budget tells you about your own resources, but also because a budget helps you deal with other organizations that affect you.

Let’s say you experience a sharp increase in demand for your product. It’s good news, but it brings up questions: Do you have enough working capital to provide your product to a large number of new customers/clients? What are the current resources of each division of your business? How many more resources does each division need if it’s going to ramp up its activities? How efficiently does each division tend to use its resources?

These are all internal questions that may well lead to others, such as: What do your vendor accounts look like? How much new inventory can you afford to purchase? What type of sales will you need if you’re going to pay off the new purchases on time? Can you afford to hire subcontractors to help with the push?

And, of equal or greater importance: What’s your plan for a downturn in demand? Will you find yourself in a precarious position with your vendors? Will you be able to keep promises to new customers? Will you be able to pay your subcontractors for the hours they’ve put in?

Indeed, budgeting can provide invaluable support for all your relationships. As noted on Inc.com, “your suppliers are in all likelihood mapping out their expectations for the year and you can help them do so by providing your outlook. As a best practice, you should share your budget and the variety of scenarios you might face to see whether they can handle each level of demand” (Field 2010).

Since your business is one element in a network of other businesses, it’s important for you to be able to communicate both your capacities and your expectations to the people you rely on. A budget serves as a tool for facilitating such communication. It gives you a concrete way of describing not only where you stand, but also where you will stand in a given scenario. Thus, it helps foster strong partnerships and avoid uncomfortable conversations.

This doesn’t mean sharing every detail of your budget, nor does it mean sharing some details with everyone. It simply means that guarding your budget like a state secret takes away some of its efficacy. You can use select portions of your budget to assist you in negotiating with critical partners-i.e., you can be prudent about the information you divulge without being obscure. How much do your current business partners know about your budget? Is it enough for them to understand your capacities and your needs?

The Bank

Speaking of business relationships: you don’t want to mess around with the bank. Plain and simple. This is a relationship that should be as friendly and open as possible. And what do bankers like? Budgets. As the American Bankers Association (ABA) says, “You are flying in the dark financially if you don’t have a budget for all income and expenses.”

Come to them without a budget, and bankers are going to feel like you’re wasting their time. They’re certainly not going to be interested in loaning you money (or more money). “Prepare for your financial review with your banker,” says ABA. “Have current inventories, cash flows and balance sheets ready.”

When your banker asks you how your debt is structured, and whether you have an imbalance between long- and short-term debt, what are you going answer? Trust us: if you show up to that meeting with a budget, you’ll be glad you did.

Flexibility

Just as the market’s unpredictability makes budgets useful, it also makes them fallible. A budget is like any plan: it will contain inaccurate predictions and require ongoing revision. That’s simply a condition of commerce; some academic models are predicated on entrepreneurs having perfect foresight, but we all know that’s not the case. Businesspeople, even the world’s most celebrated financial prognosticators, get it wrong sometimes.

That doesn’t render planning completely useless. Even if your plans don’t entirely match the way reality unfolds, they serve as benchmarks against which you can assess your progress. They record where you wanted to go, where you actually went, and why the two didn’t coincide. In that way, they indicate which areas of your business are performing well, and which need to be modified in order to meet next quarter’s goals.

When it comes to small-business planning, certainty is off the table. Nothing is guaranteed, including budgets. But setting expectations and monitoring progress remain indispensible to long-term survival. They help small-business owners analyze why they’re drifting off course, and also help them formulate corrective measures.

How do you see a budget? As a static report that turns old news into flimsy predictions? Or as a series of living documents that records how you adapt to change?

Personnel

Thorough budgeting calls for a great deal of effort, and many small-business owners can’t spare the necessary time or energy. Frankly, while the minutiae of budgeting are of interest to the entrepreneur, they are not the entrepreneur’s main job. If they were, then a good head for numbers and a background in financial analysis would be prerequisites for entrepreneurship. Yet plenty of small-business owners have succeeded without an affinity for mathematics or statistics. Entrepreneurs don’t all begin as certified public accountants.

That being the case, most small-business owners hire a bookkeeper. A bookkeeper collects and organizes your financial information, which, again, is time-consuming and requires close attention to detail. Too much time and too much attention for small-business owners to sacrifice. But even if you’re not involved with gathering and sorting your financial information, you needn’t remain aloof from it. To get the most benefit from budgeting, you’ll want to be accustomed to reading your financial statements and locating important data in your financial system. When you meet with your bookkeeper, are you talking about his or her methods? Is he or she showing you how your financial information is organized? Are you able to navigate your bookkeeping software on your own, so as to pull up specific pieces of data without your bookkeeper’s assistance?

Proper bookkeeping is important, but it rarely goes far enough in the analysis department. You’ll notice that the bulk of our discussion has revolved around using budgets to orient yourself in the market-i.e., using them to take advantage of opportunities and to minimize risks. That requires more than tabulating numbers; it requires interpreting them. It requires fitting your numbers into a larger picture.

Is there anyone in your organization besides you who (1) monitors your finances on the close-in, detailed level, and (2) relates the details of your finances to your big-picture performance? If not, chances are you’d benefit from a dedicated financial person. Someone whose duties involve painting a comprehensive picture of your financial universe-more comprehensive, that is, than the picture you’re able to paint on your own, simply because you have other things to do.

As with most aspects of running a small business, getting the most out of budgeting requires skillful delegation. If a budget is going to inform your decisions at major turning points, then it’s a good idea to have someone to consult with, someone who’s been looking at the same numbers as you while also looking at the same problems.

Takeaway

The value of a budget doesn’t rest on the accuracy of its predictions or the stringency of its cost-cutting. Instead, the value of a budget rests on how well it articulates your business’s financial strengths and weaknesses. A budget exists to help you balance risk against opportunity, to help you determine whether aggressive or conservative action is the right thing for the moment. It also exists to help you communicate with your business partners-to, in other words, cultivate healthy, mutually beneficial relationships with the organizations you rely on.

Above all, a budget exists to de-mystify, or express in concrete terms, the limitations imposed on your business by the market. Thorough budgeting, especially when undertaken with the right personnel, can enhance your creative initiatives and merge adaptability with profit. In short, budgeting is a way to sharpen, not blunt, a small business’s advantages.

Citations

American Bankers Association. Ten tips for small business owners during tough financial times. http://www.aba.com/Press+Room/PR_Small_Business_troubledtimestips.htm.

Field, Anne. 2010. How to budget and manage inventory for 2011. Inc. http://www.inc.com/guides/2010/10/how-to-budget-and-manage-inventory-for-2011.html.

The Point of Budgeting In Small Business

The Point of Budgeting In Small Business

Paul J. DelFino is a principal of the consulting firm Opportunity Inc. For nearly 15 years, he has assisted entrepreneurs within service and contracting businesses to increase their return on investment. Visit http://www.opportunity-inc.com to contact them or learn more about their services

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The affirmations a person uses depend on many factors. What is the person trying to accomplish? Where is he or she now in relation to that goal or dream? What is their belief factor? Is he or she aspiring to something big or just looking for incremental improvement?

One of the biggest knocks critics have against affirmations is that they encourage unrealistic thinking.

It is ridiculous, they say, to encourage a sixth grader who can barely play “Hot Crossed Buns” on the saxophone to use an affirmation like, “I am a world-class saxophone player”. That’s just delusional, they argue, to have a child believing something so out of touch with reality.

I absolutely agree!

“What,” you say, “I thought you were in the business of promoting affirmations and encouraging others to follow their dreams?” I am. And, I still agree with those critics. Oh, I believe emphatically that affirmations are for everyone, but I do not believe every affirmation is for every person.

Yes. The critics are correct. This affirmation is completely unrealistic for any sixth grader who believes it is unrealistic.

They are also correct that a smart sixth grader is probably going to doubt the affirmation at some point. Sooner or later the sixth grader using this affirmation may have the thought, “I can’t even play ‘Hot Crossed Buns’. I’m not a world class saxophone player.”

These two pieces of information do not match up. The sixth grader, like most human beings, will search for a way to make the ideas congruent. When this happens it is decision time for the sixth grader and his or her dream of being a world-class saxophonist. Whether they know it or not the critics are citing and the sixth grader is experiencing a well-known psychological phenomenon called cognitive dissonance.

This theory states that when we hold two incongruent pieces of knowledge in our minds there is a very strong psychological impulse to bring the two conflicting thoughts into agreement. The idea being that our sixth grader cannot hold the thought, “I can’t even play ‘Hot Crossed Buns’,” in his or her mind while at the same time holding the idea, “I am a world class saxophone player.”

The classic example is the mother on the news who cannot reconcile the baby she brought into the world with the possibility that he may have committed a crime. So, she believes in his innocence even against overwhelming evidence.

Now, here is where the critics’ logic fails. They assume, I suppose, that the only option for this newly self-aware sixth grader is to stop using this unrealistic affirmation and stop pursuing such lofty and unrealistic dreams. Basically, “Give it up, kid, there’s no chance.”

The cognitive dissonance theorists tell us that there are actually three options (besides “getting real”) open to resolve this dilemma.

Change beliefs – the sixth grader can change one or both beliefs to be more in line. “I know I’m not a world-class saxophonist right now, but I can be someday.” He or she admits the first fact and changes the condition for the second to bring them into congruence.

Adding beliefs – the sixth grader can think, “It’s true I cannot play “Hot Crossed Buns”. It’s true that I’m not a world-class sax player right now.” “It’s also true that Charlie Parker was not a world-class saxophone player in the sixth grade and look what he accomplished.”

Alter the importance of the beliefs – the sixth grader can think, “It doesn’t matter that I can’t play “Hot Crossed Buns” right now. I will be able to some day. I still have it in me to be a world-class saxophone player.” He or she chooses to diminish the importance of the current state and focus, instead, on the future possibility.

Part of the confusion, candidly, comes from affirmation gurus who promote the idea that your affirmations must be adhered to with unshakable belief to make a difference. Doubting – the cardinal sin of affirmationdom – must never be allowed to rise or else the magic potion will be spoiled.

People are people. Some days we believe in our dreams fervently and other days we completely lose sight of them. That’s not being negative that’s just being human. The path is not lost by one moment of doubt.

This affirmation may or may not be appropriate for the sixth grader in question. It depends on how he or she resolves the cognitive dissonance associated with it. If he or she cannot come to terms with the disparity, then an affirmation like “I am becoming a world class saxophone player” or “I am a better saxophone player every day” may be more acceptable and reduce the cognitive dissonance.

Conversely, the previous affirmation is ideal for a college student majoring in music performance on the saxophone. That person has already put in many years and is now an expert on the instrument. He or she may be planning a career playing the saxophone. That college student certainly can realistically aspire to becoming a world-class sax player.

Here is what I have learned from more than 17 years experience working with affirmations. There really are two classes of affirmations – aspirational and incremental.

Aspirational affirmations are your “big thinking” affirmations. They are the ones that remind you that something far greater than right now lies within you. That knowing is not for anyone to label as delusional or unrealistic. It depends on you and your belief. Incremental affirmations are affirmations that are more finely tuned. They focus on specifics and immediate steps. They are the trees to the aspirational affirmations’ forest.

In my view, they are both part of a healthy affirmation diet. Just like protein and calcium serve two different but beneficial roles in the body. Both kinds of affirmations add value to your over all growth. One is today’s weather forecast and the other is the long range forecast.

Let me illustrate the difference with a couple examples.

A high school quarterback with big dreams might use both of the following affirmations:

Aspirational: “I am the next John Elway.”

Incremental: “My completion percentage is improving each and every game.”

A person trying to climb out of depression might use both of the following affirmations:

Aspirational: “I am completely happy with all aspects of my life.”

Incremental: “Today I am putting one foot in front of the other and moving forward.”

A person focusing on creating a better financial future might use both of the following affirmations:

Aspirational: “My million dollar idea is on its way to me right now.”

Incremental: “Today I am paying my bills on time.”

It’s not about being unrealistic. It’s about using the very real power of your thoughts to support your immediate goals and your long term dreams.

So, if you are a sixth grade saxophone player with a passion to be the world’s greatest saxophonist, I say go for it! One thing is for sure. None of your critics will be there to beat you out!

Be peaceful Be prosperous!

Ray Davis is a writer, poet, and thinker based in the American Midwest. His writing advocates the principles of personal freedom and spiritual development. He has developed B2B sales training programs for a Fortune 40 company for nearly seven years. Prior to that he was a top producing sales rep for six years. He is the founder of The Affirmation Spot – http://www.theaffirmationspot.com

Affirmations are positive statements that inspire and motivate people to take active steps to enhance professional and recreational performance, strive to achieve goals, face challenges, modify or reinforce behavior, and improve the general quality of life. They are thought vitamins that fortify your mind the same way vitamins fortify your body.

We All Need Cooking Tips At Some Point

We All Need Cooking Tips At Some Point

We have all been there, you grow up and at some point need to start your young adult life on your own two legs. You get you own place to stay, sleep and, of course cook so you can eat. The first time was a very strange and maybe even a scary moment. People who had the biggest problem in this stage of their lives are the ones that were not given any cooking tips when they grew up. People who never got any advice on cooking when they were young could even a problem warming up some hot dogs. We need to make sure that our children learn how to cook so they won’t be surprised the moment they need to cook on their own. We don’t want to see them eating out in all kinds of, maybe fast food, restaurants.

Even if you didn’t get any cooking tips in your childhood and because of this hardly know how to cook for yourself, it is not to late. You just need to get good tips on cooking but you have to make sure that you learn from someone who has been giving lessons for a long time or who knows how to pass on this knowledge to others. Another option is to get a good book on the subject and try it that way, you could even consult the internet for good recipes and try it that way. The main thing is that you learn to do it your self so you can teach your own children then they don’t have to go down the same path that you gone. And isn’t the idea nice that maybe one day the recipes you thought your children will passed towards their children.

Trial and Error come before Success

We all would love to just learn something and then reproduce that in to a successful end result but we all know that almost never happens. The same goes for cooking tips you learn. The first time you will probably fail but by doing this and knowing what you did wrong you can perfect it for the next time you try it. When you teach your children the fine art of cooking and you them making a mistake let them make it. And after they see what went wrong they will learn from it. There is no harm in a little experimenting in the kitchen, great recipes were born from doing just that, probably it will taste less then is should but they will learn what happens if you mix certain things together and they will have fun in the kitchen. Always give some of your personal tips and secrets to the ones you teach so they will see it as a reward of their efforts. When we speak of letting them make mistakes we mean the kind that doesn’t burn the house down but only influences the taste of the recipe a bit.

It is important we know how to cook when we start living on our own, teach your children the fun of being in the kitchen. Make the kitchen a place the family likes to stay in when your cooking. That way you will interest them for cooking food and will benefit them once they become adults.

We All Need Cooking Tips At Some Point

We All Need Cooking Tips At Some Point

Kenny Vanderburen loves to write about his one passion, cooking. If you need some open grill outdoor cooking recipes take a look at his website. When Kenny is not in the kitchen or writing articles he is probably behind his computer to look for a website that teaches how to make an outdoor cooking grids.

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Positive affirmations can have a very real impact on your life. They are much more than just a phrase that you repeat. Everyone has some familiarity with the idea of affirmations and given the way that they are often put across in pop culture, it isn’t that surprising if you think of them as a little silly.

To put it simply, positive affirmations can give you control over yourself, your life and the world around you.

Affirmations are statements which you repeat to yourself on a consistent basis and can be either positive or negative. When repeated over an extended period of time, they can change the way you see things, the way you feel and even the way you act – all of which can bring about real changes in your life.

Whether or not you think of yourself as someone who uses affirmations, they are something which have been around you for your entire life. Even your parents and other people who were around you in your youth use a form of affirmations to affect the way you act.

Even if you don’t realize it, affirmations come to you in the form of messages (verbal or non-verbal) from relatives and friends while you grew up. Eventually, you may have come to internalize these messages until they became part of your behavior and your point of view.

For example, if your parents or other people often told you that you weren’t smart when you were young, you could have come to internalize this message in the form of a negative affirmation. From that point on, whenever something happened that made you feel stupid, you were reminded of the negative affirmation drilled into you as you were growing up. Over time, you even began to believe them and saw evidence of this negative message everywhere.

However, you can reverse the effect of negative affirmations by using positive affirmations which you come up with yourself. The following are a few tips to help you to come up with your own effective positive affirmations.

Your affirmations should always be worded in a positive way, even if the idea of the affirmation is to change something negative in your life. Instead of saying something like “I don’t want to worry about bills”, say “I pay my bills with ease”.

Write your affirmations in the present tense; it is important for your affirmations to be written as things that are happening to you right now, instead of sometime later on. If you write your affirmations in the future tense, all of your energy will be focused on the future instead of the present. Whatever your affirmations are, they need to be focused on now, not the future.

If it is difficult for you to stay positive when you’re writing affirmations, then begin by putting together a list of what you don’t want. It’s easier to then write affirmations, since you will know for certain what you don’t want.

Keep your affirmations focused on one idea and don’t make the mistake of trying to cram too many different ideas into a single affirmation.

From time to time, you should go over your affirmations and make any changes you feel you need to. Repetition is what makes an affirmation effective, but no affirmation will work if you don’t believe in it. Think about your affirmations periodically and feel free to revise them or discard them altogether if you aren’t sure they’re right for you.

Ryan Puusaari is a human potential advocate who’s mission in life is to help people unlock their hidden potential and turn it into focused action so that they can finally start living the lives that deep down they always knew they were meant to live. For more great positive affirmation resources like articles, videos, wallpapers and affirmation examples, please visit Ryan’s website.

Go to: http://www.dailyaffirmationstatements.com/