As people begin to realize the importance and value of our thoughts in creating the life we desire (or the life we have, but would like to change), affirmations can be instrumental in re-training ourselves in how to think. Before we begin thinking, we start out a relatively clean slate. 

As we pick up beliefs and ways of thinking throughout life we begin to think that who we think we are is who we actually are.  This is not the absolute truth.  In actuality, we are much more than we could ever imagine and the negative stuff we have picked up along the way is something we can part with, because it’s not our true essence.

The purpose of affirmations is to affirm the truth and desires about ourselves and our circumstances. What can happen as we begin to focus on what we want and actually verbalize those desires in the form of affirmations, is the stuff that gets in our way will let itself be known.  This is the stuff that life has caused us to believe is really us. 

Are affirmations a way to circumvent reality?  Some people use them that way, but clearly intentional use will yield the truth every time: affirmations only affirm what is really inside.  It just needs some affirmation to be fully realized, inside and out.

When people view an affirmation as a band-aid to a problem, the problem they are referring to is the stuff that has stopped you from feeling that the affirmation is true, through and through. Affirmations are most useful when put into practice as a tool to help one get to know him or herself better through clarifying wants and determining unhelpful thoughts and patterns so they can be released.  That ensures the affirmation is healing the cause and not being used as a band-aid.

Your True Self knows you are totally lovable and loving, that you have every resource available to you (even if it is in a different form than you may expect), and that you can make your life into what you want it to be. However, your ego or inner critic, will tell you otherwise.

Practicing affirmations deserves your full attention.  It is of great value to bring affirmations into your life to invite the stuff blocking your way to come up and show you where you can let go and let your True Self shine through. All you need to do is make a simple commitment to yourself: I will be open to be with what is coming up.

You do not always need to know exactly what the issue is that is presenting itself, or the root cause. If it does show itself to you, that is fine. If not, the feeling can still be tended to.

When uncomfortable feelings or thought patterns rise to the surface, much like bubbles coming up from an underwater spring, allow yourself to be with them. Take a few deep breaths and refrain from giving them names (if they don’t have a script running already) or getting involved in the story that goes with them. Ask your feeling or thought what they are about if you desire. Know that acknowledging the uncomfortable feeling will help it dissolve. Do not push against it for that is what has kept it with you to this point. 

If you find yourself resisting feeling negative emotion simply remember that it is okay to feel what you feel!  Dealing with painful or stressful emotions or thoughts can be well handled through first allowing yourself to feel them by deeply breathing and following your breath into your body while imagining it cleansing and honoring the emotion, and second, seeking out some techniques to assist if they persist. Working through emotions can be achieved through a coaching session as well.

To get started with affirmations, it is as easy as bringing to mind some statements that on some level you know to be true or you would like to feel the truth of such as: I love me. I am perfect, whole, and worth of goodness. I am financially free. Begin by saying and writing these statements to yourself at least 5 times per day, 10-20 will have a more profound effect. This is the power of changing your thoughts with deliberate action.

As you progress, remember the importance of allowing whatever is standing in your way to come up and dissolve. It may also be helpful to ask yourself questions about your affirmations such as

How would it be possible for me to be financially free?

Why do I love myself?

What about me is perfect and whole?

It is initially natural to question one’s self so use your mind to your advantage in this manner!

Affirmations are not a band-aid.  They are an affirmation of who you truly are and what you can truly do with your life when you learn to believe them.  To believe something you must think it over and over again.

Using affirmations is helpful along any journey to self-love and conscious creation of your life.  It is important to realize that creating affirmations with clear intention is a learned skill.  Start with affirmations that are just out of your belief, but you think may be true. For instance, if saying I love me to yourself feels funny, but sort of true you can stretch it to include other affirmatve statements like I love me and I am fun to be around or I am open to loving myself and I am learning to like myself.

To help yourself get out of your own way, be gentle with yourself as you change and grow and modify your affirmations as necessary.  If an affirmation does not feel good, change it!  Use affirmations daily and often for as long as you desire and know that many people use them for months to feel and notice a substantial change.  We create our thought patterns that are not helpful and use them for decades.  To re-train ourselves it takes some time as well.  Perseverance pays off!

When saying an affirmation to yourself get centered first, take a deep breath, and connect with the feeling of your affirmation, believing it to be true.  In combination with becoming aware of what stands in your way and a commitment to unite with your true self, affirmations are a great tool to discover the true you!

Amy offers tools to assist you in awakening to the true you… Awareness, coaching, and healing through exercises, energy healing, phone/email appointments, classes, and workshops. http://www.innatewholeness.com

LLC vs S Corp – In a Steel Cage Death Match Which Corporate Entity Would Be Standing in the End?

LLC vs S Corp – In a Steel Cage Death Match Which Corporate Entity Would Be Standing in the End?

Many business owners question which is the single best entity to use when starting a business. Many end up looking at the LLC vs the S Corp. Or to put it another way a limited liability corporation versus the Subchapter S corporation.

On the surface there is little to distinguish between the two entities. Both the LLC and the S corp will shield personal assets by offering liability protection. This protection is important for many business owners because it means that the ownership of a firm can only be responsible for the company’s debts in very rare situations. Both of these entities are also known as “pass through entities,” meaning that for tax purposes the profits and losses of these entities are reported on the owners income tax return, not that of the corporation. This solves one of the major draw backs of owning a corporation which is generally called double taxation. Meaning that the company is taxed, and then the shareholders are taxed when the company makes a distribution or dividend. In effect taxes are paid twice reducing the amount of money to be made in profit. So which entity wins our hypothetical cage match, and which one is the best one for you?

That depends on the nature of your business and what you are trying to accomplish.

If you are looking for an entity that has over 75 owners and do not want to be bogged down in stringent corporate filings and gobbledygook, maybe you would like to have an LLC. If you have 75 or less owners in the company and you are trying to keep your taxes as low as possible, an S corporation might make sense.

The subchapter S corporation has some pretty good advantages, but the one that most people focus on is the ability to pay out some profit as a dividend or distribution to its shareholders legally bypassing some of the taxes associated with owning a business. This can save a lot of money at tax time as self employment taxes can be upwards of 15%. So for every $100,000 in income this entity could potentially mean saving $15,000 off of the tax bill when the funds are dispersed as dividends or distributions.

There are some distinct disadvantages to incorporating your firm as an S corp. For one thing there are restrictions on ownership. Along with the limit of 75 owners we mention above, you cannot be an owner of an S corporation if you are a foreign company or individual. Another drawback to ownership in a subchapter S corporation is that the shareholder must be a person, not another company or an LLC. So if you want one of the owners of a sub S corporation to be a holding company you are out of luck.

People that endorse the LLC love its ease of use and flexibility. In an LLC the members, or owners make the rules. There are no restrictions to how many members can own the corporation. The owners can be foreigners and other companies. There is little record keeping or other kinds of adherence to corporate regulations that can bog down the operation of a regularly incorporated company. This flexibility allows the LLC to make arrangements and ownership structures that could never exist in a standard corporation.

So what is the best entity? Well I think a rather good one is the one I have my business set up as…

Maybe you saw this commercial before. One kid is walking down the street with a chocolate bar, the other is walking with a jar of peanut butter. They bump into each other, and presto. You have Reese’s Peanut Butter Cups. Hybrids that take the best of both entities in my opinion is the best choice, as long as you are alright with the paperwork.

I have an LLC that is taxed as an S Corporation. So I have all the flexibility of the limited liability corporation while having the tax benefits of a bonafide S corporation. Whatever you decide to do in your quest for the perfect business entity make sure you do your research and consult with your CPA or Attorney. A little bit of prevention is definitely worth a pound of cure in the long run when it comes to taxation of your profits in business ventures.

LLC vs S Corp – In a Steel Cage Death Match Which Corporate Entity Would Be Standing in the End?

LLC vs S Corp - In a Steel Cage Death Match Which Corporate Entity Would Be Standing in the End?

To learn more about the LLC vs S corp and how to structure your business entities for success make sure to check out http://www.llcvsscorp.org/llc-vs-corporation.

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Positive daily affirmations can help you to reprogram your mind from the negative self talk that you have had for years. For this to work effectively, you need to repeat positive statements of a desirable outcome like a mantra on a daily basis a few times per day.

Positive daily affirmations help to redirect your values, formulate goals for success or simply help you to boost your self confidence. They can be used to improve areas such as wealth, success, health, relationships or self esteem.

Here are 10 tips to writing effective Positive Daily Affirmations

1. Develop Them Yourself. Self-developed affirmations are the most effective positive daily affirmations. If you couple them with clearly defined written goals and applied faith, their power is even stronger.

2. Feel Them. The emotional dimension of each affirmation should never be overlooked. When you can additionally “feel” your affirmation, its total impact increases tremendously. For instance, if your affirmation is “I am a successful public speaker”, then visualize how it will be like to be receiving a standing ovation from a hall full of people.

3. Make Them In the Present Tense. You should state your positive daily affirmations in the present tense, that is, use “I am…” rather than “I will be…” Saying things in the present tense will program your subconscious mind to believe that what you affirm is already a fact. In other words, you have no doubt in your mind that what you desire is a given and not just a wish that may or may not happen.

4. Make Affirmations Positive. Another important tip in formulating your affirmations is to write them in the positive state. A negative statement cannot work. For instance, you should say “I am rich” rather than “I am not poor”.

5. Make Positive Daily Affirmations Short And Clear. First, because your experience will create the conditions that allow affirmations to manifest, word the affirmations carefully to make them crystal-clear. State your real, innermost desires and articulate your most expansive sense of self. Affirmations based on a narrow self-concept deliver results that fall short, cause suffering, and further diminish the sense of self.

7. Increase Your Faith. Of course, the more faith you have in them, the more effective your affirmations will be. The desires and dreams that your mind can conceive bear seeds of possibility, and possibilities ultimately become realities.

8. Say Positive Daily Affirmations With Conviction. Some experts recommend saying positive daily affirmations silently. They say that silent affirmations are more effective than spoken statements, because they entail more intensity of concentration and resonate through your entire body instead of in your surroundings. Others recommend saying them out loud, because you can also use your facial expression or hand gestures for more conviction. For whatever it is, positive daily affirmations made in a half hearted manner are not going to be as effective as the ones that you make with deliberate intention.

9. Follow Up With Actions. Lastly, you will also need to put in some actions, so that you can lay the ground for their manifestation. For instance, affirming that you will win the lottery can only be possible when you buy a ticket.

10. Remind Yourself Daily. In a hurried lifestyle with 1001 things to do, you can find it hard to remember to repeating the positive daily affirmations. Hence, put them in a visible location, like on the wall or in front of the mirror or save them in a PowerPoint slide to be used as a screensaver.

Here are some examples to help illustrate the above 10 tips:

Positive Daily Affirmations For Self Confidence

1. I am sure of my ability to do what is necessary to improve my life.

2. I feel good about the way I do my job.

3. I love myself and accept myself for who I am.

Positive Daily Affirmations For Abundance

1. All the things I want and need come to me.

2. I am an abundant person.

3. I create abundance in all that I say and do.

Positive Daily Affirmations For Success

1. I am successful.

2. Everything I do turns into success.

3. I attract positive-minded people to me; I draw all things positive to myself.

Evelyn Lim is a life coach and an intuitive consultant, with a passion for helping her clients and readers raise their vibrational state of being for attracting abundance. She is an author of self help topics such as positive thinking, attracting abundance, spirituality and becoming more happy. Her newsletter is currently read by thousands of subscribers. For free bonuses on manifesting secrets, mp3 downloads and fresh weekly tips, please sign up to her Abundance Tapestry newsletter.

Recover Your Credit Standing With Bad Credit Commercial Loans

Recover Your Credit Standing With Bad Credit Commercial Loans

When I was saddled with debts I needed some cash urgently to invest into my business. I thought of taking a loan. But the bad credit incurred on me was a hindrance in borrowing money in the commercial market. I was overwhelmed with joy when a friend told me about bad credit commercial loans. I found a way to come out of my financial troubles.

Bad credit commercial loans are specially designed for the entrepreneurs who have witnessed the problem of arrears, defaults, County Court Judgment or bankruptcy. These people are denied the much needed money because of their bad credit history. Bad credit commercial loans have emerged as a remunerative force to help them regain their credit standing.

An entrepreneur can avail bad credit commercial loans as secured or unsecured. Secured loans necessitate the borrower to place a collateral. Any fixed asset such as machinery, invoices or any commercial property can be used to secure against the loan. Unsecured loans are not curtailed to collateral. Also, they are free from the risk of property repossession.

The lender of Bad credit commercial loans decides the loan amount on the basis of the credit score, income and repayment potential of the borrower. So, it is important to know your credit score. Credit score is given after a detailed study of the following:

o Amount of credit incurred

o Employment history

o Late payments

o Length of residency at the present address

o Bankruptcy, charge off etc.

Credit score as given by FICO is a three digit numerical ranging from 340-850. A score of 600 and below is considered as bad and denounces you as a bad debtor. So the loan will carry a higher rate of interest. Therefore, the borrower of bad credit commercial loans is advised to follow credit repair steps. Obtain your credit report form a reputed credit rating agency. If you find any unsolicited debts in the credit report, you must immediately get it updated by a credit rating agency. Though, it will not eliminate bad debt completely but will help it improve gradually. If you place a high value collateral and promise to repay on time, there are lenders who can provide you loans at an affordable rate of interest.

Various online lenders are now endorsing Bad credit Commercial loans. You just need to fill in a simple online loan application form. The lender will require few documents from the entrepreneur to gather information on the employment history, current income, length of residency etc. This will be helpful in hunting the best loan deal.

Enjoy the pleasure of consistent flow of cash. Bad credit commercial loans provide you enough money and help you retain the ownership of your business.

Recover Your Credit Standing With Bad Credit Commercial Loans

Recover Your Credit Standing With Bad Credit Commercial Loans

Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Lawsin Finance) from Institute for Law and Finance at Frankfurt University. He is currently working with Commercial Secured Loan as a financial advisor. To Find Business Commercial Secured loan, Bad credit Commercial loan, Commercial Secured loan visit http://www.commercialsecuredloan.co.uk

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